9435 Howes Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 9435 Howes Rd, Dunkirk, MD 20754 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1998
Square Footage	2,316 sqft Total Area
Lot Size	156,816 sqft (3.6 acres)
Garage	Attached, 600 sqft
Occupancy	Owner Occupied
Last Sale	$86,000 (1989)
Tax Bill	$5,443.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-133524`
Alternative APNs	`3133524` `133524`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,316 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	156,816 sqft (3.6 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	600 sqft Garage
Deck Area	260 sqft Deck
Porch Area	180 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	133524
Street Address	9435 HOWES RD
City	DUNKIRK
State	MD
Zip	20754-9253
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 1 SPENCER HOWES PROP
Legal Subdivision	SPENCER HOMES PROP
Legal Lot Number	1
Jurisdiction	CALVERT MD
Minor Civil Division	3, SUNDERLAND
Census Blockgroup	3
Census Block	3011
Census Tract	860103

Owner

Source: Calvert County records · APN 03-133524

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9435 HOWES RD, DUNKIRK, MD 20754-9253
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 1989 · Amount on Record
Deed Sale	Dec 18, 1989 · Amount on Record
Deed Book / Page	502 / 160
Record Refreshed	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	9435 HOWES RD, DUNKIRK, MD 20754-9253
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ATLANTIC COAST TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049420016
Date	Feb 10, 2017
Book Page	4942/016

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2037

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,867 (+14.86%)	$522,800 (+8.04%) Land $177,200 Building $345,600
2025	$5,443.00 (+21.12%)
2023	$4,494.00 Homeowner's exemption	$432,567	$483,900 Land $177,200 Building $306,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 68% of Maryland
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.