9434 River Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 9434 River Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	8 ba · 16,683 sqft · built 2022
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Tax Bill	$48,999 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-03816380`

Property Details

APN / Parcel Number

Primary APN	`10-03816380`
Alternative APN	`03816380`

Interior

Full Baths	8 Baths
Stories	2 Stories
Building Area	16,683 sqft Living Area
Gross Area	17,189 sqft
1st Floor Area	6,528 sqft
Basement Area	4,100 sqft
Finished Basement	4,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	87,556 sqft
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	840 sqft
Porch	Open Porch
Deck Area	30 sqft
Patio Area	240 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03816380
Street Address	9434 RIVER RD
City	POTOMAC
State	MD
Zip	20854-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	BROADMEADOW FARM
Legal Subdivision	KNOLLWOOD
Legal Block	1
Legal Lot Number	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1006
Census Tract	706009

Owner

9434 River Rd, a single family home, is owned by two individuals.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 TRIPLE CROWN CT, NORTH POTOMAC, MD 20878-3745
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC BANK
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Oct 30, 2019	Deed of Trust, Mortgage SANDY SPRING BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 24, 2026
Property Address	9434 RIVER RD, POTOMAC, MD 20854-4632
Document Number	7086000021
Book / Page	70862 / 21
Instrument Date	Jul 30, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9434 RIVER RD, POTOMAC, MD 20854-4632

Mortgage

Document Number	7086000021,
Date	Aug 24, 2026
Book Page	70862/21

Lender

Name	ATLANTIC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2056

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	9434 RIVER RD, POTOMAC, MD 20854-4632
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9434 RIVER RD, POTOMAC, MD 20854-4632

Mortgage

Document Number	0667540104
Date	Feb 21, 2023
Book Page	66754/104

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	9434 RIVER RD, POTOMAC, MD 20854-4632
Document Number	0585930086
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 28, 2019
Title Company	KK TITLE AND ESCROW INC, KK TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 TRIPLE CROWN CT NORTH POTOMAC MD 208783745, NORTH POTOMAC, MD 20878-3745

Mortgage

Document Number	0585930086
Date	Nov 27, 2019
Book Page	058593/000086

Lender

Name	SANDY SPRING BK
Type	Bank
Address	17801 GEORGIA AVE, OLNEY, MD 20832-2233

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 9434 River Rd was $48,999.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,623,433 (+11.39%)	$5,568,900 (+34.17%) Land $814,300 Building $4,754,600
2025	$48,999.00	$4,150,700 Land $814,300 Building $3,336,400	$4,150,700 Land $814,300 Building $3,336,400
2023		$703,500 Land $703,500	$703,500 Land $703,500
2022	$8,121.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9434 River Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (1982–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9434 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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