9434 FM 1649, Gilmer, TX 75645 Property Records

Upshur County property record for 9434 FM 1649, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	2 ba · 3,804 sqft · built 1977
Lot Size	5 acres (218,061 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,039 (2026)
Deeds & Mortgages	Aug 2026 Sale Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`388U-S06-000-059`

Property Details

APN / Parcel Number

Primary APN	`388U-S06-000-059`
Alternative APN	`36495`

Interior

Full Baths	2 Baths
Building Area	3,804 sqft Living Area
1st Floor Area	1,711 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	218,061 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	388U-S06-000-059
Street Address	9434 FM 1649
City	GILMER
State	TX
Zip	75645-6590
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A388 POWELL, SARAH,TRACT 59, 5.006 ACRES & HOUSE
Legal Subdivision	SARAH POWELL SURVEY A-388
Legal Tract	59
Jurisdiction	UPSHUR TX
Township / Civil Division	ORE CITY
Census Block Group	2
Census Block	2031
Census Tract	950102

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2177 HONEYSUCKLE RD, GILMER, TX 75645-6737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 29, 2017	Deed of Trust, Mortgage · FHA Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026
Deed Sale	Aug 4, 2026
Prior Sale	Sep 2, 2005 · Amount on Record
Deed Document Number	20265273
Prior Transfer Date	Mar 8, 2011
Prior Transfer Doc	000969/565
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Aug 4, 2026
Property Address	9434 FM 1649, GILMER, TX 75645-6590
Document Number	0000005273
Instrument Date	Aug 4, 2026
Instrument	20265273
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2177 HONEYSUCKLE RD, GILMER, TX 75645-6737

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	9434 FM 1649, GILMER, TX 75645-6590
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	PRORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200299
Date	Jan 13, 2022
Instrument	202200299

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	9434 FM 1649, GILMER, TX 75645-6590
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1312/352
Date	Jun 29, 2017
Book Page	1312/352
Instrument	201704078

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2042

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	New Diana Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,039.00 (+536.06%) Homeowner's exemption Senior Citizen's exemption	$302,970 (-3.75%) Land $109,340 Building $193,630	$302,970 (-3.75%) Land $109,340 Building $193,630
2025	$635.00 (-77.24%) Homeowner's exemption Senior Citizen's exemption	$314,790 (+7.66%) Land $118,480 Building $196,310	$314,790 (+7.66%) Land $118,480 Building $196,310
2023		$292,380 Land $108,030 Building $184,350	$292,380 Land $108,030 Building $184,350
2022	$2,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIANA SUD serves 7,953 people · EPA ID TX2300006
Water Source	Purchased surface water from NORTHEAST TEXAS MWD
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 1649

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