9433 Penrose St, Frederick, MD 21704 Property Records

Frederick County property record for 9433 Penrose St, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,402 sqft · built 2004
Lot Size	0.083 acres (3,623 sqft)
Owner	2 Trust Names on File
Last Sale	$390,000 (Oct 2017)
Tax Bill	$7,197 (2025)
Deeds & Mortgages	Sep 2023 Transfer Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-239890`

Property Details

APN / Parcel Number

Primary APN	`07-239890`
Alternative APN	`239890`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,402 sqft Living Area
1st Floor Area	832 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,623 sqft (0.083 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	48 sqft
Patio Area	400 sqft
Balcony Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	239890
Street Address	9433 PENROSE ST
City	FREDERICK
State	MD
Zip	21704-7311
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 12171 SECT. M13-3,623 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA
Legal Lot Number	12171
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3005
Census Tract	752202

Owner

9433 Penrose St, a townhouse, is held in a trust since September 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9433 PENROSE ST, FREDERICK, MD 21704-7311
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Intrafamily Transfer, Transfer
Oct 10, 2017	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on File
Deed Sale	Oct 10, 2017 · Amount on File
Prior Sale	Sep 7, 2006 · Amount on File
Deed Document Number	201712070-0040
Deed Book / Page	12070 / 40
Last Transfer Date	Sep 5, 2023
Transfer Doc	0165970408
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Sep 13, 2023
Property Address	9433 PENROSE ST, FREDERICK, MD 21704-7311
Document Number	0165970408
Book / Page	16597 / 408
Map Reference	MB 76 PG 59
Instrument Date	Sep 5, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9433 PENROSE ST, FREDERICK, MD 21704-7311

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 10, 2017
Property Address	9433 PENROSE ST, FREDERICK, MD 21704-7311
Document Number	0120700040
Book / Page	12070 / 0040
Map Reference	MB76 PG59
Instrument Date	Oct 3, 2017
Instrument	12070-0040
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9433 PEROSE ST, FREDERICK, MD 21704-7311

Mortgage

Document Number	120700046
Date	Oct 10, 2017
Instrument	12070-0046

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9433 Penrose St was $7,197, up 8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,867 (+9.53%)	$605,300 (-) Land $170,000 Building $435,300
2025	$7,197.00 (+8.03%)	$508,433	$605,300 Land $170,000 Building $435,300
2024	$6,662.00 (+7.68%)
2023	$6,187.00	$435,567	$460,000 Land $135,000 Building $325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9433 Penrose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9433 Penrose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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