9432 Windrunner Ln, Elk Grove, CA 95758 Property Records

Sacramento County property record for 9432 Windrunner Ln, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1996
Lot Size	0.148 acres (6,441 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (Dec 1999)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119-1440-051-0000`

Property Details

APN / Parcel Number

Primary APN	`119-1440-051-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,441 sqft (0.148 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9432 WINDRUNNER LN
City	ELK GROVE
State	CA
Zip	95758-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-7
Legal Description	LAKESIDE 05B, LOT 107
Legal Subdivision	LAKESIDE 05B
Legal Lot Number	107
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	9622

Owner

9432 Windrunner Ln is owned and occupied by an individual who acquired it in March 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	9432 WINDRUNNER LN, ELK GROVE, CA 95758-4628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jun 14, 2018	Deed of Trust, Mortgage · Line of Credit SCHOOLS FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 1999 · Amount on File
Deed Sale	Dec 23, 1999 · Amount on File
Prior Sale	Sep 20, 1996 · Amount on File
Deed Book / Page	991223 / 1620
Last Transfer Date	Mar 18, 2020
Transfer Doc	3240000001163
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 25, 2026
Property Address	9432 WINDRUNNER LN, ELK GROVE, CA 95758-4628
Document Number	0000000042
Map Reference	MB 233 PG 11
Instrument Date	Mar 13, 2026
Instrument	202603250042
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9432 WINDRUNNER LN, ELK GROVE, CA 95758-4628

Mortgage

Document Number	0000000043
Date	Mar 25, 2026
Instrument	202603250043

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9432 WINDRUNNER LN, ELK GROVE, CA 95758-4628
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9432 WINDRUNNER LN ELK GROVE CA 957584628, ELK GROVE, CA 95758-4628

Mortgage

Document Number	2003241164
Date	Mar 24, 2020
Instrument	2003241164

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9432 WINDRUNNER LN, ELK GROVE, CA 95758-4628
Document Number	1806220371
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9432 WINDRUNNER LN ELK GROVE CA 957584628, ELK GROVE, CA 95758-4628

Mortgage

Document Number	1806220371
Date	Jun 22, 2018
Instrument	1806220371

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95853-7000

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 21, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9432 Windrunner Ln was $3,153, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$267,660 (+2%) Land $54,855 Building $212,805
2025	$3,153.00 (+0.96%) Homeowner's exemption	$262,413 Land $53,780 Building $208,633
2024	$3,123.00 (+2.93%)
2023	$3,034.00 (+1.71%) Homeowner's exemption	$252,226 Land $51,693 Building $200,533
2022	$2,983.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9432 Windrunner Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9432 Windrunner Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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