Cook County property record for 9432 S Charles St, Chicago, IL 60643
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,478 sqft · built 1925 |
| Lot Size | 0.135 acres (5,862 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Jun 2020) |
| Tax Bill | $4,653 (2023) |
| Deeds & Mortgages | Oct 2026 Mortgage Jun 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-06-425-028 |
| Primary APN | 25-06-425-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| 1st Floor Area | 1,478 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 5,862 sqft (0.135 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 9432 S CHARLES ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-5824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | S 33 FT 4 INCHES OF N2 OF LOT 8 IN LONGWOOD SUB OF BLKS 13 TO 19 IN HI LLARD & DOBBINS SUB SE4 OF SEC0... |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 06 |
| Legal Subdivision | LONGWOOD BLKS 13 19 |
| Legal Block | 13 |
| Legal Lot Number | 8 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 720100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Ridge Historic District listed 1976 · NRIS 76000703 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
9432 S Charles St is owned and occupied by an individual who bought it in June 2020.
Source: Cook County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9432 S CHARLES ST, CHICAGO, IL 60643-5824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICE LINK LP, SERVICE LINK |
| Jun 11, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on File |
| Deed Sale | Jun 11, 2020 · Amount on File |
| Deed Document Number | 202047017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 5, 2026 |
| Property Address | 9432 S CHARLES ST, CHICAGO, IL 60643-5824 |
| Document Number | 0000031171 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202627831171 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | SERVICE LINK LP, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Address | 9432 S CHARLES ST, CHICAGO, IL 60643-5824 |
| Document Number | 0000031171, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 202627831171 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Nov 1, 2049 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 11, 2020 |
| Property Address | 9432 S CHARLES ST, CHICAGO, IL 60643-5824 |
| Document Number | 2016347017 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 16347017 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $245.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7465 N SEELEY AVE CHICAGO IL 606452292, CHICAGO, IL 60645-2292 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 9432 S CHARLES ST, CHICAGO, IL 60643-5824 |
| Document Number | 2016347018 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9432 S CHARLES ST CHICAGO IL 606435824, CHICAGO, IL 60643-5824 |
| Document Number | 2016347018 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 16347018 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,001 Land $7,328 Building $18,673 | $260,010 Land $73,280 Building $186,730 | |
| 2023 | $4,653.00 (+2.53%) | ||
| 2022 | $4,538.00 (+2.3%) | $22,000 (-) Land $5,862 Building $16,138 | $220,000 (-) Land $58,620 Building $161,380 |
| 2021 | $4,436.00 | $22,000 Land $5,862 Building $16,138 | $220,000 Land $58,620 Building $161,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9432 S Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9432 S Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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