9432 Loch Leven Ct, Laurel, MD 20723 Property Records

Howard County property record for 9432 Loch Leven Ct, Laurel, MD 20723

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,334 sqft · built 1990
Lot Size	0.041 acres (1,785 sqft)
Owner	2 Trust Names on File
Last Sale	$185,000 (Feb 2003)
Tax Bill	$5,539 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-528686`

Property Details

APN / Parcel Number

Primary APN	`06-528686`
Alternative APNs	`6528686` `528686`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,334 sqft Total Area
Basement Area	480 sqft
Finished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,785 sqft (0.041 acres)
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	528686
Street Address	9432 LOCH LEVEN CT
City	LAUREL
State	MD
Zip	20723-5987
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSC
Legal Description	LOT H 11 .041 A 9432 LOCH LEVEN CT BOWLING BRK FARMS S 4 A2
Legal Subdivision	BOWLING BROOKE FARMS SEC 04
Legal Lot Number	H 11
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2014
Census Tract	606905

Owner

Source: Howard County records · APN 06-528686

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	14148 HOWARD RD, DAYTON, MD 21036-1018
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2003 · Amount on Record
Deed Sale	Feb 04, 2003 · Amount on Record
Prior Sale	Jan 16, 1991 · Amount on Record
Deed Document Number	20031778
Deed Book / Page	6842 / 452
Last Transfer Date	Jun 10, 2009
Transfer Doc	0118060364
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9432 LOCH LEVEN CT, LAUREL, MD 20723-5987
Document Number	0177600160
Book / Page	017760 / 000160
Instrument Date	Aug 04, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9432 LOCH LEVEN CT LAUREL MD 207235987, LAUREL, MD 20723-5987

Mortgage

Document Number	0177600160
Date	Aug 18, 2017
Book Page	017760/000160

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,367 (+5.31%)	$412,100 (+15.92%) Land $200,000 Building $212,100
2025	$5,539.00 (+6.05%)	$355,500 (+14.1%) Land $130,000 Building $225,500	$355,500 (-) Land $130,000 Building $225,500
2024	$5,223.00 (+60.21%)
2023		$311,567	$355,500 Land $130,000 Building $225,500
2022	$3,260.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), as of October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276069052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Wireless Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 534 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0130002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.