9432 Bear Ridge Dr, Orr, MN 55771 Property Records

St. Louis County property record for 9432 Bear Ridge Dr, Orr, MN 55771

Property Summary

Property TypeSeasonal / Vacation Home
Details120 sqft
Lot Size0.146 acres (6,399 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Apr 2026)
Tax Bill$956 (2026)
Deeds & MortgagesApr 2026 Sale
Feb 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN731-0023-00070

Property Details

APN / Parcel Number

Primary APN731-0023-00070
Alternative APNs
  • 1122013
  • 1174578
  • 1196734

Interior

Stories1 Story
Building Area120 sqft Gross Area
1st Floor Area120 sqft

Exterior

Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Lot Area6,399 sqft (0.146 acres)
Cabin304 sqft

Location & Zoning

Account Number1196734
Street Address9432 BEAR RIDGE DR
CityORR
StateMN
Zip55771
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionUNIT 7 AND AN UNDIVIDED INTEREST IN THECOMMONS AREA SERIAL #
Legal SubdivisionCIC 97 BEAR RIDGE AT ASH RIVE
Legal Unit7
JurisdictionST LOUIS MN
Township / Civil DivisionNORTHWEST ST. LOUIS
Census Block Group1
Census Block1099
Census Tract15503

Owner

9432 Bear Ridge Dr, a residential property, is owned by two individuals who bought it in April 2026.

Source: St. Louis County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1125 ESTHER LN, OWATONNA, MN 55060-4529
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 26, 2024Warranty Deed, Transfer
Dec 6, 2021Warranty Deed, Transfer · Line of Credit
FIRST STATE BANK OF SWANVILLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2026 · Amount on File
Deed SaleApr 29, 2026 · Amount on File
Prior SaleNov 8, 2024 · Amount on File
Deed Document Number20261531610
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 29, 2026
Property Address9432 BEAR RIDGE DR, ORR, MN 55771
Document Number0001531610
Instrument DateApr 6, 2026
Instrument2026.1531610
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$21,664.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1125 ESTHER LN, OWATONNA, MN 55060-4529

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateFeb 26, 2024
Property Address9432 BEAR RIDGE DR, ORR, MN 55771
Document Number0001483610
Instrument DateFeb 22, 2024
Instrument1483610
Transaction TypeTransfer
Record UpdatedMar 11, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 128, SWANVILLE, MN 56382-0128

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 6, 2021
Property Address9432 BEAR RIDGE DR, ORR, MN 55771
Document Number0001431716
Instrument DateSep 1, 2021
Instrument1431716
Transaction TypeTransfer
Record UpdatedOct 2, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$198.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address25896 22ND ST W, ZIMMERMAN, MN 55398-4725

Mortgage

Document Number0001431717
DateDec 6, 2021
Instrument1431717
Lender
NameFIRST STATE BANK OF SWANVILLE
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 9432 Bear Ridge Dr was $956, up 8.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$956.00 (+8.14%)
2025$884.00$81,100 (+3.84%) Land $68,400 Building $12,700$81,100 (+3.84%) Land $68,400 Building $12,700
2024$78,100 Land $65,200 Building $12,900$78,100 Land $65,200 Building $12,900
2023$774.00
2022$61,700 (+13.21%) Land $51,000 Building $10,700$61,700 (+13.21%) Land $51,000 Building $10,700
2021$54,500 Land $44,700 Building $9,800$54,500 Land $44,700 Building $9,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9432 Bear Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJun 2022 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9432 Bear Ridge Dr is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 91% of Minnesota
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000

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