9432 Amber Ridge Dr, Delmar, MD 21875 Property Records

Wicomico County property record for 9432 Amber Ridge Dr, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,204 sqft · built 2015
Lot Size	0.212 acres (9,215 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Apr 2021)
Tax Bill	$1,748 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-126649`

Property Details

APN / Parcel Number

Primary APN	`05-126649`
Alternative APN	`126649`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,204 sqft Total Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,215 sqft (0.212 acres)
Porch	Slab
Porch Area	72 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	126649
Street Address	9432 AMBER RIDGE DR
City	DELMAR
State	MD
Zip	21875-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 24-9,215 SQFT 9432 AMBER RIDGE DRIVE AMBER RIDGE 2 & RESUB
Legal Subdivision	AMBER RIDGE SUBDIVISION
Legal Lot Number	24
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	3
Census Block	3011
Census Tract	10603

Owner

9432 Amber Ridge Dr is owned and occupied by an individual who bought it in April 2021.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	9432 AMBER RIDGE DR, DELMAR, MD 21875-2262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Line of Credit MORTGAGE NETWORK INC
Apr 12, 2021	Deed, Transfer · Stand-Alone First Mortgage MARYLAND DEPT OF HOUSING & COMMUNIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2021 · Amount on File
Deed Sale	Apr 12, 2021 · Amount on File
Prior Sale	Mar 3, 2016 · Amount on File
Deed Book / Page	4830 / 403
Prior Transfer Date	Jun 29, 2011
Prior Transfer Doc	3329000488
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	9432 AMBER RIDGE DR, DELMAR, MD 21875-2262
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048960266
Date	Jul 9, 2021
Book Page	4896/266

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 12, 2021
Property Address	9432 AMBER RIDGE DR, DELMAR, MD 21875-2262
Document Number	0048300403
Book / Page	4830 / 403
Map Reference	CAB MSB 15 PG 256
Instrument Date	Mar 31, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	DELMARVA TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9432 AMBER RIDGE DR, DELMAR, MD 21875-2262

Mortgage

Document Number	0004830433
Date	Apr 12, 2021
Instrument	4830/433

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNIT
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0048300411
Date	Apr 12, 2021
Book Page	4830/411

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company
Address	0192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9432 Amber Ridge Dr was $1,748.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Delmar Town
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,967	$193,500 Land $25,100 Building $168,400
2025	$1,748.00
2023	$1,664.00	$166,900	$189,700 Land $25,100 Building $164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9432 Amber Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9432 Amber Ridge Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DELMAR serves 4,500 people · EPA ID MD0220001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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