9431 Spring Hill Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 9431 Spring Hill Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,651 sqft · built 2005
Lot Size	0.262 acres (11,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Sep 2025)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jul 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0409-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0409-0120`
Alternative APNs	`00478682` `478682`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,651 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,651 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,407 sqft (0.262 acres)
Lot Dimensions	136 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Open Porch
Porch Area	1,176 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00478682
Street Address	9431 SPRING HILL DR
City	SPRING HILL
State	FL
Zip	34608-6469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 409 LOT 12
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	409
Legal Lot Number	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3029
Census Tract	41105

Owner

Source: Hernando County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9431 SPRING HILL DR, SPRING HILL, FL 34608-6469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT MORTGAGE CORP
Jul 2, 2024	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Sep 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT MORTGAGE CORP
Sep 15, 2025	Warranty Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP
Mar 13, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Mar 28, 2017	Warranty Deed, Transfer · Conventional Mortgage PATRIOT LNDG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	202564091
Deed Book / Page	4609 / 1472
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9431 SPRING HILL DR, SPRING HILL, FL 34608-6469
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9431 SPRING HILL, TAMPA, FL 33608

Mortgage

Document Number	0046091488
Date	Sep 15, 2025
Book Page	4609/1488
Instrument	2025064093

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9431 SPRING HILL DR, SPRING HILL, FL 34608-6469
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9431 SPRING HILL DR, SPRING HILL, FL 34608-6469

Mortgage

Document Number	0044411450
Date	Jul 2, 2024
Book Page	4441/1450
Instrument	2024040391

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9431 SPRING HILL DR, SPRING HILL, FL 34608-6469
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9431 SPRING HILL, TAMPA, FL 33608

Mortgage

Document Number	0046091488
Date	Sep 15, 2025
Book Page	4609/1488
Instrument	2025064093

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 15, 2025
Property Address	9431 SPRING HILL DR, SPRING HILL, FL 34608-6469
Document Number	0046091472
Book / Page	4609 / 1472
Map Reference	MB 8 PG 27
Instrument Date	Sep 8, 2025
Instrument	2025064091
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	342 TERABET CT, EDGEWOOD, KY 41017-2633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9431 SPRING HILL DR, SPRING HILL, FL 34608-6469

Mortgage

Document Number	0046091474
Date	Sep 15, 2025
Book Page	4609/1474
Instrument	2025064092

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	9431 SPRING HILL DR, SPRING HILL, FL 34608-6469
Document Number	0038221706
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9431 SPRING HILL DR SPRING HILL FL 346086469, SPRING HILL, FL 34608-6469

Mortgage

Document Number	0038221706
Date	Mar 25, 2020
Book Page	003822/001706
Instrument	19747

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 24, 2045

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 28, 2017
Property Address	9431 SPRING HILL DR, SPRING HILL, FL 34608-6469
Document Number	0034521041
Book / Page	003452 / 001041
Instrument Date	Mar 14, 2017
Instrument	17131
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9431 SPRING HILL DR SPRING HILL FL 346086469, SPRING HILL, FL 34608-6469

Mortgage

Document Number	34521043
Date	Mar 28, 2017
Book Page	003452/001043
Instrument	17132

Lender

Name	PATRIOT LNDG SVCS
Address	CARNEGIE, PA 15106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,016.00 (+1.92%)	$159,626 (+2.9%)	$268,073 (-1.95%) Land $35,219 Building $232,854
2024	$1,978.00 (+57.74%) Additional exemption filed	$155,127 (+3%)	$273,392 (-3.65%) Land $34,135 Building $239,257
2023		$150,609 (+3%) Land $150,609
2022	$1,254.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$146,222	$283,747 Land $34,135 Building $249,612

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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