9431 Clocktower Ln, Columbia, MD 21046 Property Records

Howard County property record for 9431 Clocktower Ln, Columbia, MD 21046

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,600 sqft · built 1981
Lot Size	0.047 acres (2,047 sqft)
Owner	2 Individual Names on File
Last Sale	$358,000 (Nov 2020)
Tax Bill	$5,765 (2026)
Deeds & Mortgages	Nov 2020 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-159700`

Property Details

APN / Parcel Number

Primary APN	`16-159700`
Alternative APN	`159700`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,600 sqft Total Area
Basement Area	250 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,047 sqft (0.047 acres)
Garage Type	Detached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	159700
Street Address	9431 CLOCKTOWER LN
City	COLUMBIA
State	MD
Zip	21046-1807
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT D-15 .047 A 9431 CLOCKTOWER LN VIL KINGS CONTRIVANCE
Legal Subdivision	VILLAGE OF KINGS
Legal Lot Number	D 15
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2010
Census Tract	606804

Owner

9431 Clocktower Ln, a townhouse, is owned and occupied by two individuals who bought it in November 2020.

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9431 CLOCKTOWER LN, COLUMBIA, MD 21046-1807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Grant Deed, Transfer R AND P SETTLEMENT GROUP LLC, R&P SETTLEMENT GRP LLC
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage SANDY SPRING BK
Mar 30, 2018	Deed, Transfer · Conventional Mortgage CORRIDOR MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Mar 30, 2018 · Amount on File
Deed Book / Page	19880 / 301
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 2, 2020
Property Address	9431 CLOCKTOWER LN, COLUMBIA, MD 21046-1807
Document Number	0198800301
Book / Page	019880 / 000301
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	R AND P SETTLEMENT GROUP LLC, R&P SETTLEMENT GRP LLC

Transaction

Amount	Amount on Record
Tax	$3,580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9431 CLOCKTOWER LN COLUMBIA MD 210461807, COLUMBIA, MD 21046-1807

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9431 CLOCKTOWER LN, COLUMBIA, MD 21046-1807
Document Number	0198800306
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	R AND P SETTLEMENT GROUP LLC, R&P SETTLEMENT GRP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9431 CLOCKTOWER LN COLUMBIA MD 210461807, COLUMBIA, MD 21046-1807

Mortgage

Document Number	0198800306
Date	Nov 2, 2020
Book Page	019880/000306

Lender

Name	SANDY SPRING BK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 30, 2018
Property Address	9431 CLOCKTOWER LN, COLUMBIA, MD 21046-1807
Document Number	0181100364
Book / Page	18110 / 364
Map Reference	PL4827
Instrument Date	Mar 23, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	GREATER MARYLAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9431 CLOCKTOWER, ASHBURN, VA 20146

Mortgage

Document Number	0018110372
Date	Mar 30, 2018
Instrument	18110/372

Lender

Name	CORRIDOR MORTGAGE GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 9431 Clocktower Ln was $5,765 with a homeowner's exemption, down 2.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,765.00 (-2.85%) Homeowner's exemption	$437,100 (+7.5%) Land $160,000 Building $277,100	$437,100 (-) Land $160,000 Building $277,100
2025	$5,934.00 Homeowner's exemption	$406,600	$437,100 Land $160,000 Building $277,100
2023		$345,600 Land $130,000 Building $215,600	$345,600 Land $130,000 Building $215,600
2022	$3,703.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9431 Clocktower Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9431 Clocktower Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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