9430 Reserve Dr, Caledonia, IL 61011 Property Records

Winnebago County property record for 9430 Reserve Dr, Caledonia, IL 61011

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,824 sqft · built 1993
Lot Size	5.16 acres (224,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Jun 2022)
Tax Bill	$22,350 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-12-101-012`

Property Details

APN / Parcel Number

Primary APN	`08-12-101-012`
Alternative APNs	`812101012` `120 106A`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,824 sqft Living Area
1st Floor Area	3,167 sqft
Basement Area	3,167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick/Stone
Roof Material	Asphalt
Lot Area	224,880 sqft
Garage Area	1,075 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9430 RESERVE DR
City	CALEDONIA
State	IL
Zip	61011-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	PLAT OF THE RESERVE BNG SUB PT NW1/4 SEC 12-45-2 BEG 42.35 FT N OF SW COR LOT 6 TH E 3 FT NLY 535.73 FT TO N LN LOT TH SE 450.66 FT S 430.93 FT W 462 FT
Legal Range	2
Legal Township	45
Legal Section	12
Legal Subdivision	THE RESERVE BNG SUB
Legal Lot Number	6
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	1
Census Block	1040
Census Tract	3806

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 BREE DR, POPLAR GROVE, IL 61065-8302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK
Jun 8, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NORTHERN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	202218074
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9430 RESERVE DR, CALEDONIA, IL 61011-9668
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012885
Date	Apr 22, 2022
Instrument	2212885

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2052

Interest

Rate Type	Adjustable Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 8, 2022
Property Address	9430 RESERVE DR, CALEDONIA, IL 61011-9668
Document Number	0000018074
Map Reference	BK36 PG167A
Instrument Date	May 9, 2022
Instrument	2218074
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,185.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9430 RESERVE DR, CALEDONIA, IL 61011-9668

Mortgage

Document Number	0000018075
Date	Jun 8, 2022
Instrument	2218075

Lender

Name	FIRST NORTHERN CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,350.00	$293,397 (+48.36%) Land $31,755 Building $261,642	$880,191 (+48.36%) Land $95,265 Building $784,926
2022	Homeowner's exemption	$197,758 Land $23,392 Building $174,366	$593,274 Land $70,176 Building $523,098

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reserve Dr

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