Osceola County property record for 943 Whisler Ct, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,090 sqft · built 1994 |
| Lot Size | 0.253 acres (11,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jul 2021) |
| Tax Bill | $2,585 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 80963 |
| Primary APN | 80963 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,090 sqft Heated Area |
| Gross Area | 1,450 sqft |
| 1st Floor Area | 1,090 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,064 sqft (0.253 acres) |
| Garage Type | Finished |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 140 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 80963 |
|---|---|
| Street Address | 943 WHISLER CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE LANDINGS AT LAKE RUNNYMEDE PB 6 PG 65 LOT 41 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | LANDINGS AT LK RUNMD |
| Legal Tract | 177 |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2076 |
| Census Tract | 43600 |
Source: Osceola County records · APN 80963
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 943 WHISLER CT, SAINT CLOUD, FL 34769-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FLORIDA HOUSING FINANCE CORP |
| Jul 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 17, 2019 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Jun 17, 2019 · Amount on Record |
| Deed Document Number | 2021115450 |
| Deed Book / Page | 6009 / 2248 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 943 WHISLER CT, SAINT CLOUD, FL 34769-3031 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 943 WHISLER CT, SAINT CLOUD, FL 34769-3031 |
| Investor | Possibly a Property Investor |
| Document Number | 0060092266 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 6009/2266 |
| Instrument | 2021115452 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 26, 2021 |
| Property Address | 943 WHISLER CT, SAINT CLOUD, FL 34769-3031 |
| Document Number | 0060092248 |
| Book / Page | 6009 / 2248 |
| Map Reference | MB 6 PG 65 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021115450 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 57 CRESCENT ST, 57, SHREWSBURY, MA 01545-2809 |
| Name | Verified Name |
|---|---|
| Address | 943 WHISLER CT, SAINT CLOUD, FL 34769-3031 |
| Document Number | 0060092250 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 6009/2250 |
| Instrument | 2021115451 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 17, 2019 |
| Property Address | 943 WHISLER CT, SAINT CLOUD, FL 34769-3031 |
| Document Number | 0055420501 |
| Book / Page | 005542 / 000501 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 77696 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 943 WHISLER CT ST CLOUD FL 347693031, ST CLOUD, FL 34769-3031 |
| Document Number | 55420502 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 005542/000502 |
| Instrument | 77697 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,585.00 (+6.64%) Homeowner's exemption | $187,329 (+5.99%) | $227,100 (+11.27%) Land $57,000 Building $170,100 |
| 2023 | $2,424.00 (+3.9%) Homeowner's exemption | $176,748 (+3%) | $204,100 (+18.94%) Land $50,000 Building $154,100 |
| 2022 | $2,333.00 Homeowner's exemption | $171,600 Land $40,000 Building $131,600 | $171,600 Land $40,000 Building $131,600 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Lumen Technologies, T-Mobile USA, Verizon.
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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