943 Union St S, Mora, MN 55051 Property Records

Kanabec County property record for 943 Union St S, Mora, MN 55051

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,905 sqft · built 1986
Lot Size2.5 acres (108,900 sqft)
OwnerIndividual Name on Record
Last Sale$384,900 (Oct 2021)
Tax Bill$7,848 (2026)
Deeds & MortgagesMar 2026 Mortgage
Oct 2021 Sale & Mortgage
+ 3 more
APN22-01455-00

Property Details

APN / Parcel Number

Primary APN22-01455-00
Alternative APN
  • 8003

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,905 sqft Adjusted Area
1st Floor Area3,310 sqft
Basement Area1,038 sqft
Finished Basement1,038 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area108,900 sqft (2.5 acres)
Lot Dimensions400 ft deep x 825 ft wide
View / LotWaterfront / Beach
Garage Area212 sqft
DrivewayDriveway
Driveway Area1 sqft

Exterior Amenities

PorchOpen Porch
Deck AreaDeck Area
Shed1 Shed
Shed Area696 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelWood

Location & Zoning

Account Number8003
Street Address943 UNION ST S
CityMORA
StateMN
Zip55051-1803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT-001 SUBJ TO HWY EASEMENT AS DESC ON DOC #276247
Legal Range24
Legal Township39
Legal Section14
Legal SubdivisionAUD. SUBD. #6
Legal Lot Number1
JurisdictionKANABEC MN
Township / Civil DivisionMORA
Census Block Group4
Census Block4003
Census Tract480300

Owner

Source: Kanabec County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address943 UNION ST S, MORA, MN 55051-1803
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE INC
Oct 21, 2021Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
Jul 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
FALCON NATIONAL BANK
Jul 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2021 · Amount on Record
Deed SaleOct 21, 2021 · Amount on Record
Prior SaleJul 1, 2015 · Amount on Record
Deed Document Number2021276407
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANABEC MN
Property Address943 UNION ST S, MORA, MN 55051-1803
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address943 UNION ST S, MORA, MN 55051-1803

Mortgage

Document Number0000290581
DateMar 10, 2026
Instrument290581
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANABEC MN
Recording DateOct 21, 2021
Property Address943 UNION ST S, MORA, MN 55051-1803
Document Number276407
Instrument DateOct 20, 2021
Instrument276407
Transaction TypeTransfer
Record UpdatedNov 10, 2021
Title CompanyABSOLUTE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,270.17
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address943 UNION ST S, MORA, MN 55051-1803

Mortgage

Document Number276408
DateOct 21, 2021
Instrument276408
Lender
NameGUARANTEED RATE INC
Agreement
TypeVA Mortgage
AmountAmount Recorded

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANABEC MN
Property Address943 UNION ST S, MORA, MN 55051-1803
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number267053
DateJul 30, 2019
Instrument267053
Lender
NameFALCON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANABEC MN
Property Address943 UNION ST S, MORA, MN 55051-1803
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number270477
DateJul 6, 2020
Instrument270477
Lender
NameFIRST CITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANABEC MN
Property Address943 UNION ST S, MORA, MN 55051-1803
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number269893
DateMay 6, 2020
Instrument269893
Lender
NameFIRST CITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyKanabec County
MunicipalityMora City
Unified School DistrictMora Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,848.00 (+1.82%) Homeowner's exemption Senior Citizen's exemption$481,900 (+1.84%) Land $116,300 Building $365,600$481,900 (+1.84%) Land $116,300 Building $365,600
2025$7,708.00 (+3.24%) Homeowner's exemption$473,200 (+3.77%) Land $110,300 Building $362,900$473,200 (+3.77%) Land $110,300 Building $362,900
2023$7,466.00$456,000 Land $110,300 Building $345,700$456,000 Land $110,300 Building $345,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMora
serves 3,786 people · EPA ID MN1330001
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

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