943 Southwell Enclave, Byron, MN 55920 Property Records

Olmsted County property record for 943 Southwell Enclave, Byron, MN 55920

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,841 sqft · built 2016
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,900 (Aug 2016)
Tax Bill	$14,308 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`75.28.31.082158`

Property Details

APN / Parcel Number

Primary APN	`75.28.31.082158`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,841 sqft Living Area
1st Floor Area	1,531 sqft
2nd Floor Area	1,310 sqft
Basement Area	1,531 sqft
Finished Basement	1,304 sqft
Unfinished Basement	227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Material	Asphalt
Lot Area	12,894 sqft (0.296 acres)
Garage Type	Attached
Garage Area	951 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	230 sqft
Deck Area	32 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	943 SOUTHWELL ENCLAVE
City	BYRON
State	MN
Zip	55920-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-107 RANGE-015 SOUTHWELL SOMERBY GOLF COMMUNITY LOT-025 BLOCK-001
Legal Range	15
Legal Township	107
Legal Section	28
Legal Subdivision	SOUTHWELL SOMERBY GOLF COMMUNITY
Legal Block	1
Legal Lot Number	25
Jurisdiction	OLMSTED MN
Township / Civil Division	BYRON
Census Block Group	1
Census Block	1005
Census Tract	1800

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	943 SOUTHWELL ENCLAVE, BYRON, MN 55920-1645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Mar 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Jul 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2016 · Amount on Record
Deed Sale	Aug 15, 2016 · Amount on Record
Deed Document Number	20161404059
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	943 SOUTHWELL ENCLAVE, BYRON, MN 55920-1645
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1636618
Date	Dec 11, 2025
Instrument	A-1636618

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	943 SOUTHWELL ENCLAVE, BYRON, MN 55920-1645
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1420493
Date	Mar 28, 2017
Instrument	A-1420493

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 15, 2027

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	943 SOUTHWELL ENCLAVE, BYRON, MN 55920-1645
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1498048
Date	May 1, 2020
Instrument	A-1498048

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	943 SOUTHWELL ENCLAVE, BYRON, MN 55920-1645
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1539582
Date	Jul 1, 2021
Instrument	A-1539582

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 28, 2041

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Byron City
County	Olmsted County
Unified School District	Byron Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,308.00 (+9.22%) Homeowner's exemption
2025	$13,100.00 Homeowner's exemption	$799,000 (+6.14%) Land $90,000 Building $709,000	$799,000 (+6.14%) Land $90,000 Building $709,000
2024		$752,800 Land $90,000 Building $662,800	$752,800 Land $90,000 Building $662,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Byron serves 6,809 people · EPA ID MN1550001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30

May also be available: Verizon.

Nearby Properties on Southwell Enclave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures