943 S Oak St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 943 S Oak St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,757 sqft · built 1999
Lot Size	0.172 acres (7,524 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Jan 2022)
Tax Bill	$1,789 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`302-82-822`

Property Details

APN / Parcel Number

Primary APN	`302-82-822`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,757 sqft Living Area
1st Floor Area	1,757 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,524 sqft (0.172 acres)
View / Lot	Lake
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	943 S OAK ST
City	GILBERT
State	AZ
Zip	85233-7741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	RAVEN RANCH MCR 471-22
Legal Range	05E
Legal Township	01S
Legal Section	24
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	RAVEN RANCH
Legal Lot Number	78
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2002
Census Tract	814300

Owner

943 S Oak St is owned and occupied by an individual who bought it in January 2022.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	943 S OAK ST, GILBERT, AZ 85233-7741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 29, 2019	Deed of Trust, Mortgage · Conventional with PMI AZ LENDING LLC AZ LENDING LLC
Aug 30, 2019	Warranty Deed, Transfer · Conventional with PMI AZ LENDING LLC
May 30, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Prior Sale	Aug 30, 2019 · Amount on File
Deed Document Number	20220069691
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 24, 2022
Property Address	943 S OAK ST, GILBERT, AZ 85233-7741
Document Number	0000069691
Map Reference	MB 471 PG 22
Instrument Date	Jan 14, 2022
Instrument	20220069691
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	943 S OAK ST, GILBERT, AZ 85233-7741

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	943 S OAK ST, GILBERT, AZ 85233-7741

Mortgage

Document Number	0000069692
Date	Jan 24, 2022
Instrument	20220069692

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	943 S OAK ST, GILBERT, AZ 85233-7741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	943 S OAK ST, GILBERT, AZ 85233-7741

Mortgage

Document Number	0001024534
Date	Oct 23, 2020
Instrument	20201024534

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	943 S OAK ST, GILBERT, AZ 85233-7741
Document Number	0000705035
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1700 BASSETT ST #614 DENVER CO 802021919, 614, DENVER, CO 80202-1919

Mortgage

Document Number	0000705035
Date	Sep 10, 2019
Instrument	705035

Lender

Name	AZ LENDING LLC AZ LENDING LLC
Type	Bank
Address	TEMPE, AZ 85282

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 30, 2019
Property Address	943 S OAK ST, GILBERT, AZ 85233-7741
Document Number	0000680882
Instrument Date	Aug 6, 2019
Instrument	680882
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1700 BASSETT ST #614 DENVER CO 802021919, 614, DENVER, CO 80202-1919

Mortgage

Document Number	680883
Date	Aug 30, 2019
Instrument	680883

Lender

Name	AZ LENDING LLC
Type	Bank
Address	TEMPE, AZ 85282

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 30, 2019
Property Address	943 S OAK ST, GILBERT, AZ 85233-7741
Document Number	0000398586
Instrument Date	Apr 15, 2019
Instrument	398586
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$324.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 943 S Oak St was $1,789.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,430	$474,300 Land $94,800 Building $379,500
2025	$1,789.00
2024		$47,660	$476,600 Land $95,300 Building $381,300
2023	$1,796.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 943 S Oak St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 943 S Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, Tristate Wi-Fi by Wi-Fiber.

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