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943 Ruby St, Lakeland, FL 33815 Property Records

Polk County property record for 943 Ruby St, Lakeland, FL 33815 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1922
Square Footage1,025 sqft Living Area
Lot Size10,084 sqft (0.232 acres)
GarageCarport, 110 sqft
Last Sale$219,000 (2026)
Tax Bill$2,873.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-28-24-124500-001160
Alternative APNs
  • 242823124500001160
  • 42823000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,025 sqft Living Area
1st Floor1,025 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,084 sqft (0.232 acres)
Depth X Width134 ft x 75 ft Depth x Width
Garage TypeCarport Garage
Garage Area110 sqft Garage
CarportCarport
Carport Area110 sqft Carport
Shed1 Shed
Porch Area176 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address943 RUBY ST
CityLAKELAND
StateFL
Zip33815-4455
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE HUNTER TERRACE PB 5 PG 28 BLK A LOT 16 & W1/2 OF 15
Legal Range23E
Legal Township28S
Legal Section24
Legal SubdivisionLAKE HUNTER TERRACE
Legal Tract124500
Legal BlockA
Legal Lot Number16
JurisdictionPOLK FL
Minor Civil DivisionLAKELAND
Census Blockgroup1
Census Block1025
Census Tract10800

Owner

Source: Polk County records · APN 23-28-24-124500-001160

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3000 HOLIDAY DR, 1206, FORT LAUDERDALE, FL 33316-2492
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Warranty Deed, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Jan 12, 2024Warranty Deed, Transfer · Balloon Payment
RUBY STREET LLC
Jan 11, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2026 · Amount on Record
Deed SaleMar 30, 2026 · Amount on Record
Prior SaleJan 12, 2024 · Amount on Record
Deed Doc Number202674986
Deed Book / Page13937 / 1008
Record RefreshedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 30, 2026
Property Address943 RUBY ST, LAKELAND, FL 33815-4455
Document Number0000074986
Book / Page13937 / 1008
Map ReferenceMB 5 PG 28
Instrument DateMar 26, 2026
Instrument2026074986
Transaction TypeTransfer
Record UpdatedApr 09, 2026
Title CompanyHOME SOLUTION TITLE INC, HOME SOLUTIONS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,533.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 8793, LAKELAND, FL 33806-8793

Transferred To (Grantee/Buyer)

NameVerified Name
Address3000 HOLIDAY DR APT 1206, 1206, FORT LAUDERDALE, FL 33316-2492

Mortgage

Document Number0139371010
DateMar 30, 2026
Instrument13937/1010
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 12, 2024
Property Address943 RUBY ST, LAKELAND, FL 33815-4455
Document Number0000009350
Book / Page12971 / 1769
Map ReferenceMB 5 PG 28
Instrument DateJan 10, 2024
Instrument2024009350
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyNOT AVAILABLE, MILLER TROIANO TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address762 HANOVER WAY, LAKELAND, FL 33813-2673

Transferred To (Grantee/Buyer)

NameVerified Name
Address4200 FOREST HILLS DR, LAKELAND, FL 33813-1713

Mortgage

Document Number0129711771
DateJan 12, 2024
Instrument12971/1771
Lender
NameRUBY STREET LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term120 Months
DueJan 10, 2034

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJan 11, 2019
Property Address943 RUBY ST, LAKELAND, FL 33815-4455
Document Number0107211296
Book / Page010721 / 001296
Instrument DateJan 01, 2019
Instrument7022
Transaction TypeTransfer
Record UpdatedJan 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4903 S DEVONSHIRE LN LAKELAND FL 338132224, LAKELAND, FL 33813-2224

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,873.00 (+16.27%)$159,292 (-2.98%) Land $36,310 Building $122,982$159,292 (-2.98%) Land $36,310 Building $122,982
2024$2,471.00 (+5.01%)
2023$2,353.00 (+13.34%)$164,186 (+22.14%) Land $35,301 Building $128,885$164,186 (+22.14%) Land $35,301 Building $128,885
2022$2,076.00$134,423 Land $16,642 Building $117,781$134,423 Land $16,642 Building $117,781

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Lake Hunter Terrace Historic District
listed 2002 · 163 contributing resources · NRIS 02001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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