943 Ray Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 943 Ray Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1 sqft · built 1930
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Feb 2012)
Tax Bill	$9,726 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-03912-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`19-03912-0000-00023`
Alternative APN	`190391200023`

Interior

Stories	1 Story
Building Area	1 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	943 RAY AVE
City	UNION
State	NJ
Zip	07083-6530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSHIP/UNION
Legal Block	3912
Legal Lot Number	23
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2030
Census Tract	32902

Owner

Source: Union County and Union Township records · APN 19-03912-0000-00023

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	943 RAY AVE, UNION, NJ 07083-6530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2012 · Amount on Record
Deed Sale	Feb 07, 2012 · Amount on Record
Prior Sale	Dec 23, 2005
Deed Book / Page	5894 / 411
Prior Transfer Date	Nov 28, 2005
Prior Transfer Doc	0055530670
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	943 RAY AVE, UNION, NJ 07083-6530
Transaction Type	Mortgage
Record Updated	Aug 02, 2021
Title Company	RIDGEVIEW TITLE AND SETTLEMENT, RIDGEVIEW TITLE AND SETMNTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150120108
Date	Jul 15, 2021
Book Page	15012/108
Instrument	16667

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

Tax Assessment & Valuation

Source: Union County and Union Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,700 (-) Land $20,300 Building $21,400	$41,700 (-) Land $20,300 Building $21,400
2025	$9,726.00 (+4.36%)	$41,700 (-) Land $20,300 Building $21,400	$41,700 (-) Land $20,300 Building $21,400
2024	$9,320.00 (+6.87%)
2023		$41,700 Land $20,300 Building $21,400	$41,700 Land $20,300 Building $21,400
2022	$8,721.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–1999)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 597 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.