943 Padgett Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 943 Padgett Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,030 sqft · built 1920
Lot Size	6.7 acres (291,852 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,211 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31281`

Property Details

APN / Parcel Number

Primary APN	`31281`
Alternative APN	`1343517`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,030 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	291,852 sqft (6.7 acres)
Garage Type	Carport
Garage Area	1,022 sqft
Carport	Carport
Carport Area	1,022 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	802 sqft
Storage Building	Storage Building
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1343517
Street Address	943 PADGETT RD
City	SHELBY
State	NC
Zip	28150-7907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#1 PB44-163 6.7 AC RD
Legal Subdivision	NEW HOUSE AREA
Legal Block	1
Legal Lot Number	30
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2023
Census Tract	951400

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	943 PADGETT RD, SHELBY, NC 28150-7907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 4, 2021	Intrafamily Transfer, Transfer
Nov 4, 2021	Intrafamily Transfer, Transfer
Nov 4, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 7, 2006
Transfer Doc	0014932467
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	943 PADGETT RD, SHELBY, NC 28150-7907
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018642977
Date	Feb 14, 2022
Book Page	1864/2977
Instrument	200068433

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Nov 4, 2021
Property Address	943 PADGETT RD, SHELBY, NC 28150-7907
Document Number	0018561986
Book / Page	1856 / 1986
Map Reference	MB 44 PG 163
Instrument Date	Aug 11, 2021
Instrument	200063824
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	943 PADGETT RD, 943, SHELBY, NC 28150-7907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	937 PADGETT RD, SHELBY, NC 28150-7907

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Nov 4, 2021
Property Address	943 PADGETT RD, SHELBY, NC 28150-7907
Document Number	0018561980
Book / Page	1856 / 1980
Map Reference	MB 44 PG 163
Instrument Date	Aug 11, 2021
Instrument	200063823
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	943 PADGETT RD, SHELBY, NC 28150-7907

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 4, 2021
Property Address	943 PADGETT RD, SHELBY, NC 28150-7907
Document Number	0018561991
Book / Page	1856 / 1991
Map Reference	MB 44 PG 163
Instrument Date	Aug 11, 2021
Instrument	200063825
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	943 PADGETT RD, 943, SHELBY, NC 28150-7907

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	937 PADGETT RD, SHELBY, NC 28150-7907

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,211.00 (+3.86%)	$183,752 (-) Land $57,169 Building $126,583	$183,752 (-) Land $57,169 Building $126,583
2025	$1,166.00	$183,752 (+84.01%) Land $57,169 Building $126,583	$183,752 (+84.01%) Land $57,169 Building $126,583
2023		$99,861 Land $39,082 Building $60,779	$99,861 Land $39,082 Building $60,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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