943 N Main St, Culpeper, VA 22701 Property Records

Culpeper County property record for 943 N Main St, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,804 sqft · built 1934
Lot Size	0.428 acres (18,644 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jun 2006)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-B-1-25`

Property Details

APN / Parcel Number

Primary APN	`41-B-1-25`
Alternative APN	`10210`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,216 sqft
Attic	Attic
Attic Area	302 sqft
Cellar	Cellar
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,644 sqft (0.428 acres)
Porch	Porch
Porch Area	151 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10210
Street Address	943 N MAIN ST
City	CULPEPER
State	VA
Zip	22701-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIXEYVILLE RD PT FAIRVIEW LOT A-PLAT DB 571/614
Legal Subdivision	105
Legal Lot Number	A
Jurisdiction	CULPEPER VA
Township / Civil Division	CATALPA
Census Block Group	2
Census Block	2008
Census Tract	930300

Owner

943 N Main St is owned and occupied by an individual who bought it in June 2006.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	943 N MAIN ST, CULPEPER, VA 22701-2213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage CBM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2006 · Amount on File
Deed Sale	Jun 29, 2006 · Amount on File
Deed Book / Page	600 / 7110
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	943 N MAIN ST, CULPEPER, VA 22701-2213
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230005178
Date	Dec 27, 2023
Instrument	230005178

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	943 N MAIN ST, CULPEPER, VA 22701-2213
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	BLUE RIDGE TITLE & STLMNT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170005402
Date	Oct 2, 2017
Instrument	170005402

Lender

Name	CBM MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 943 N Main St was $1,063, down 14.9% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,063.00 (-14.89%)	$255,800 Land $86,300 Building $169,500	$255,800 Land $86,300 Building $169,500
2024	$1,249.00 (+4.78%)
2023	$1,192.00	$226,700 Land $65,300 Building $161,400	$226,700 Land $65,300 Building $161,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 943 N Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2018–2021)
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 943 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: AT&T, T-Mobile.

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