943 Laurel Dr, Franklin, NC 28734 Property Records

Macon County property record for 943 Laurel Dr, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 2005
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on Record
Last Sale	$224,500 (Feb 2021)
Tax Bill	$1,029 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6564455251`

Property Details

APN / Parcel Number

Primary APN	`6564455251`
Alternative APNs	`0832075` `148995`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,388 sqft Heated Area
1st Floor Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	16 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	148995
Street Address	943 LAUREL DR
City	FRANKLIN
State	NC
Zip	28734-8149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PT OF 10 & 10A LAUREL RIDGE
Legal Subdivision	LAUREL RIDGE
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	1
Census Block	1100
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	943 LAUREL DR, FRANKLIN, NC 28734-8149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Feb 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Feb 18, 2009 · Amount on Record
Deed Document Number	20211817
Deed Book / Page	40 / 403
Prior Transfer Date	Jan 17, 2017
Prior Transfer Doc	00T37/0036
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	943 LAUREL DR, FRANKLIN, NC 28734-8149
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00U37/0045
Date	Feb 3, 2017
Book Page	U-37/0045

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Feb 26, 2021
Property Address	943 LAUREL DR, FRANKLIN, NC 28734-8149
Document Number	000R40/403
Book / Page	R-40 / 403
Map Reference	CARD 379
Instrument Date	Feb 26, 2021
Instrument	2021001817
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$449.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 LOVELAND CIR, PENSACOLA, FL 32526-5017

Mortgage

Document Number	2021001818
Date	Feb 26, 2021
Instrument	2021001818

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Feb 3, 2017
Property Address	943 LAUREL DR, FRANKLIN, NC 28734-8149
Document Number	00T37/0036
Book / Page	T-37 / 0036
Map Reference	PL CARD 379
Instrument Date	Jan 17, 2017
Instrument	2017000755
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	943 LAUREL DR, 943, FRANKLIN, NC 28734-8149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	943 LAUREL DR, FRANKLIN, NC 28734-8149

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,029.00	$285,250 (-) Land $43,430 Building $241,820	$285,250 (-) Land $43,430 Building $241,820
2025	$1,029.00 (+1.18%)	$285,250 (-) Land $43,430 Building $241,820	$285,250 (-) Land $43,430 Building $241,820
2023	$1,017.00	$285,250 Land $43,430 Building $241,820	$285,250 Land $43,430 Building $241,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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