State of Hawaii and Hawaii County property record for 943 Kumukoa St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,181 sqft · built 2003 |
| Lot Size | 2.27 acres (98,929 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $200,000 (Jan 2002) |
| Tax Bill | $4,132 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-066-055 |
| Primary APN | 3-2-4-066-055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,181 sqft Living Area |
| Gross Area | 2,881 sqft |
| 1st Floor Area | 2,181 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 98,929 sqft |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 270 sqft |
| Street Address | 943 KUMUKOA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-4067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2I |
| Legal Description | LOT 69-A-1 98,929 SF MAP 48 LCAPP 1205 TOG/ESMT FOR ROAD & UTIL PURP |
| Legal Subdivision | PACIFIC HEIGHTS |
| Legal Lot Number | 69-A- |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20400 |
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 943 KUMUKOA ST, HILO, HI 96720-4067 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST HAWAIIAN BANK |
| Mar 15, 2024 | Intrafamily Transfer, Transfer |
| Aug 6, 2019 | Deed of Trust, Mortgage · Line of Credit AMERICAN SAVINGS BANK FSB |
| Apr 6, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST HAWAIIAN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2002 · Amount on Record |
| Deed Sale | Jan 31, 2002 · Amount on Record |
| Deed Document Number | 20022774600 |
| Last Transfer Date | Oct 25, 2023 |
| Transfer Doc | 0012492111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jul 21, 2026 |
| Property Address | 943 KUMUKOA ST, HILO, HI 96720-4067 |
| Document Number | 0013350009 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026T-13350009 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust, 189 |
| Address | 943 KUMUKOA ST, HILO, HI 96720-4067 |
| Document Number | 0013350009, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 2026T-13350009 |
| Name | FIRST HAWAIIAN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Mar 15, 2024 |
| Property Address | 943 KUMUKOA ST, HILO, HI 96720-4067 |
| Document Number | 0T12492111 |
| Instrument Date | Oct 25, 2023 |
| Instrument | T-12492111 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 943 KUMUKOA ST, HILO, HI 96720-4067 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 943 KUMUKOA ST, HILO, HI 96720-4067 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0T10809009 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | T-10809009 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 943 KUMUKOA ST, HILO, HI 96720-4067 |
| Document Number | 0T11060029 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 943 KUMUKOA ST HILO HI 967204067, HILO, HI 96720-4067 |
| Document Number | 0T11060029 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | T11060029 |
| Name | FIRST HAWAIIAN BK |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96847 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $926,500 (+3%) Land $345,600 Building $580,900 | $1,176,600 (-2.51%) Land $588,300 Building $588,300 | |
| 2025 | $4,132.00 (+4.53%) | $899,500 (+3%) Land $345,600 Building $553,900 | $1,206,900 (+1.98%) Land $618,600 Building $588,300 |
| 2024 | $873,300 (+3%) Land $345,600 Building $527,700 | $1,183,500 (+8.73%) Land $618,500 Building $565,000 | |
| 2023 | $3,953.00 (-0.05%) Homeowner's exemption | $847,900 Land $345,600 Building $502,300 | $1,088,500 Land $563,000 Building $525,500 |
| 2022 | $3,955.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–2016) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Nov 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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