943 Elm St, Reading, PA 19601 Property Records

Berks County property record for 943 Elm St, Reading, PA 19601

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,475 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jan 2022)
Tax Bill	$957 (2026)
Deeds & Mortgages	Jan 2022 Sale & Line of Credit Jan 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-69-01-4968`

Property Details

APN / Parcel Number

Primary APN	`5317-69-01-4968`
Alternative APNs	`09-5317-69-01-4968` `9365000` `365000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,475 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9365000
Street Address	943 ELM ST
City	READING
State	PA
Zip	19601-3172
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	14
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1020
Census Tract	1700

Owner

943 Elm St, a residential property, is owned by an individual who bought it in January 2022.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	225 CLIFTON AVE, READING, PA 19611-1817
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 15, 2020	Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit CUSTOMERS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	Jan 15, 2020 · Amount on File
Deed Document Number	20224398
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 31, 2022
Property Address	943 ELM ST, READING, PA 19601-3172
Document Number	0000004398
Instrument Date	Jan 21, 2022
Instrument	2022004398
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 CLIFTON AVE, READING, PA 19611-1817

Mortgage

Document Number	0000004399
Date	Jan 31, 2022
Instrument	2022004399

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 15, 2020
Property Address	943 ELM ST, READING, PA 19601-3172
Document Number	0000001860
Instrument Date	Jan 7, 2020
Instrument	2020001860
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2228 RAYMOND AVE, READING, PA 19605-3033

Mortgage

Document Number	0000001861
Date	Jan 15, 2020
Instrument	2020001861

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	943 ELM ST, READING, PA 19601-3172
Document Number	0000046116
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	419 N PARK AVE MERTZTOWN PA 195399164, MERTZTOWN, PA 19539-9164

Mortgage

Document Number	0000046116
Date	Dec 13, 2017
Instrument	46116

Lender

Name	CUSTOMERS BK
Type	Bank
Address	PHOENIXVILLE, PA 19460-3411

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 943 Elm St was $957.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$957.00	$33,900 Land $8,600 Building $25,300	$8,600 Land $8,600
2024	$897.00	$33,900 Land $8,600 Building $25,300
1994			$33,900 Land $8,600 Building $25,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 943 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 943 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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