943 Cobble Dr, Richmond, KY 40475 Property Records

Madison County property record for 943 Cobble Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,514 sqft
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$245,000 (Apr 2022)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Apr 2022 Sale Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0068-0002-0108`

Property Details

APN / Parcel Number

Primary APN	`0068-0002-0108`
Alternative APNs	`128249` `91097` `57903`

Interior

Stories	2 Stories
Building Area	1,514 sqft Living Area

Exterior

Exterior Material	Brick
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	57903
Street Address	943 COBBLE DR
City	RICHMOND
State	KY
Zip	40475-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LOT 108
Legal Subdivision	FIELDSTONE
Legal Block	1
Legal Lot Number	108
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1013
Census Tract	10301

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	240 LYNN BROOKE LN, RICHMOND, KY 40475-8064
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed, Transfer
Aug 10, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SUPPLIERS INC
Sep 29, 2020	Intrafamily Transfer, Transfer
May 31, 2017	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	202214087888
Deed Book / Page	822 / 76
Prior Transfer Date	Sep 24, 2020
Prior Transfer Doc	D00794/718
Record Updated	Jun 8, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 20, 2022
Property Address	943 COBBLE DR, RICHMOND, KY 40475-8317
Document Number	000D822/76
Book / Page	D822 / 76
Map Reference	CAB 23 PG 101
Instrument Date	Apr 18, 2022
Instrument	2014087888
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 SALT MARSH DR, HILTON HEAD ISLAND, SC 29926-1056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 LYNN BROOKE LN, RICHMOND, KY 40475-8064

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 10, 2021
Property Address	943 COBBLE DR, RICHMOND, KY 40475-8317
Document Number	00D809/766
Book / Page	D809 / 766
Map Reference	CAB 21 PG 232
Instrument Date	Jul 29, 2021
Instrument	2014047648
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	TITLE SUPPLIERS LLC, TITLE SUPPLIERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2924 BYWATER DR APT 214, 214, HENRICO, VA 23233-6605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	943 COBBLE DR, RICHMOND, KY 40475-8317

Mortgage

Document Number	2014047649
Date	Aug 10, 2021
Instrument	2014047649

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Sep 29, 2020
Property Address	943 COBBLE DR, RICHMOND, KY 40475-8317
Document Number	D00794/718
Book / Page	D00794 / 718
Map Reference	CAB 21 OG 232
Instrument Date	Sep 24, 2020
Instrument	2014021243
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 BIG HILL AVE # AVE8, AVE8, RICHMOND, KY 40475-2598

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	943 COBBLE DR, RICHMOND, KY 40475-8317

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 31, 2017
Property Address	943 COBBLE DR, RICHMOND, KY 40475-8317
Document Number	D00745/395
Book / Page	D00745 / 395
Map Reference	CAB23 PG101
Instrument Date	May 25, 2017
Instrument	2013959349
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10939 RUNNING BROOK RD, INDIANAPOLIS, IN 46234-7744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	943 COBBLE DR, RICHMOND, KY 40475-8317
Mail Care Of	KATELIN V GALI AND GEROME GALI

Mortgage

Document Number	2013959350
Date	May 31, 2017
Instrument	2013959350

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,310.00 (-2.78%)	$245,000 (-)	$245,000 (-)
2023	$2,376.00 (+9.04%)	$245,000 (+9.38%)	$245,000 (+9.38%)
2022	$2,179.00	$224,000	$224,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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