943 Clowes Rd, Covington, TN 38019 Property Records

Tipton County property record for 943 Clowes Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,812 sqft · built 2002
Lot Size	14.2 acres (619,423 sqft)
Owner	Individual on Record
Last Sale	$28,000 (Dec 2003)
Tax Bill	$1,233 (2025)
Deeds & Mortgages	Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`084026 02702`

Property Details

APN / Parcel Number

Primary APN	`084026 02702`
Alternative APN	`026 02702`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,812 sqft Living Area
1st Floor Area	1,404 sqft
Upper Floors Area	1,360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	619,423 sqft (14.2 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Utility Building	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	943 CLOWES RD
City	COVINGTON
State	TN
Zip	38019-6363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: C54
Legal Subdivision	JERRY D MURRAY SURV
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40601

Owner

Source: Tipton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	943 CLOWES RD, COVINGTON, TN 38019-6363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2003 · Amount on Record
Deed Sale	Dec 16, 2003 · Amount on Record
Deed Document Number	0000111243
Deed Book / Page	1112 / 43
Record Updated	Jun 8, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	943 CLOWES RD, COVINGTON, TN 38019-6363
Document Number	1796203
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	943 CLOWES RD COVINGTON TN 380196363, COVINGTON, TN 38019-6363

Mortgage

Document Number	1796203
Date	Apr 26, 2019
Book Page	001796/000203
Instrument	222573

Lender

Name	PATRIOT BK
Type	Bank
Address	ATOKA, TN 38004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Apr 25, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,233.00 (+5.29%)	$81,050 (-) Land $25,750 Building $55,300
2023		$81,050 Land $25,750 Building $55,300
2022	$1,171.00
2020			$324,200 Land $103,000 Building $221,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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