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94281 Co Rd 690, Dowagiac, MI 49047 Property Records

Van Buren County property record for 94281 Co Rd 690, Dowagiac, MI 49047

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,080 sqft · built 1940
Lot Size0.158 acres (6,882 sqft)
Owner2 Individual Names on Record
Last Sale$47,500 (Nov 2018)
Tax Bill$8,623 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN80-12-065-004-10

Property Details

APN / Parcel Number

Primary APN80-12-065-004-10

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area6,882 sqft (0.158 acres)
Lot Dimensions135 ft deep x 51 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Street Address94281 COUNTY ROAD 690
CityDOWAGIAC
StateMI
Zip49047-9010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLSR
Legal Description522-A1 32-4-16 588-785 1181-643 1525-469 1614-329 1615-709 1645-661 1645-800 * LOT 5. ALSO NWLY 18.61 FT OF LOT 6. BOWLINGS
Legal SubdivisionSISTER LAKES
Legal Lot Number5-6
JurisdictionVAN BUREN MI
Township / Civil DivisionKEELER
Census Block Group1
Census Block1024
Census Tract11500

Owner

Source: Van Buren County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1100 N LAKE SHORE DR, UNIT21, CHICAGO, IL 60611-1070
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 27, 2018Deed, Transfer · ARM
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2018 · Amount on Record
Deed SaleNov 27, 2018 · Amount on Record
Prior SaleDec 20, 2016 · Amount on Record
Deed Book / Page1676 / 734
Prior Transfer DateDec 16, 2016
Prior Transfer Doc1645000800
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVAN BUREN MI
Property Address94281 COUNTY ROAD 690, DOWAGIAC, MI 49047-9010
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2311 FLEETWOOD CT, NAPERVILLE, IL 60565-5225

Mortgage

Document Number0001729/16
DateNov 12, 2021
Book Page1729/16
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Change FrequencyMonthly
Min Rate At Change3%
Max Rate At Change7.12%
Index1-Year CMT
Margin3
Max Rate7.12%

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionVAN BUREN MI
Recording DateNov 27, 2018
Property Address94281 COUNTY ROAD 690, DOWAGIAC, MI 49047-9010
Document Number01676/0734
Book / Page1676 / 0734
Map ReferenceLB3 PG3
Instrument DateNov 2, 2018
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyMERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

AmountAmount Recorded
Tax$4,085.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address94281 COUNTY ROAD 690, DOWAGIAC, MI 49047-9010

Mortgage

Document Number0001676735
DateNov 27, 2018
Instrument1676/735
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.97%
Type Change DateDec 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.97%
Index1-Year LIBOR
Max Rate8.97%

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyVan Buren County
County SubdivisionKeeler Township
Unified School DistrictDowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,200 (+3.78%)$560,400 (+3.78%)
2025$8,623.00 (+2.64%)$270,000 (+18.47%)$540,000 (+18.47%)
2024$8,401.00 (+12.28%)
2023$227,900$455,800
2020$7,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Sister Lakes Cable
Fiber		2,048 / 1,024
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

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