9427 Thornridge Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 9427 Thornridge Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,980 sqft · built 2013
Lot Size	2.33 acres (101,930 sqft)
Owner	Individual Name on Record
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-5-22-03-0-00014-00`

Property Details

APN / Parcel Number

Primary APN	`3-06-5-22-03-0-00014-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,980 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	101,930 sqft (2.33 acres)

Location & Zoning

Street Address	9427 THORNRIDGE DR
City	HERNANDO
State	MS
Zip	38632-7780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	THORNRIDGE S/D LOT 14
Legal Range	06
Legal Township	03
Legal Section	22
Legal Subdivision	THORNRIDGE S/D
Legal Lot Number	14
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1024
Census Tract	70900

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9427 THORNRIDGE DR, HERNANDO, MS 38632-7780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS FSB
Nov 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS FSB
Oct 30, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017
Deed Sale	Oct 30, 2017
Prior Sale	Jan 2, 2014
Deed Document Number	W00839-00115
Deed Book / Page	0839 / 115
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	9427 THORNRIDGE DR, HERNANDO, MS 38632-7780
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SADDLE CREEK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004442/105
Date	Oct 30, 2017
Book Page	4442/105
Instrument	T04442-00105

Lender

Name	BANKPLUS FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	9427 THORNRIDGE DR, HERNANDO, MS 38632-7780
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004447/329
Date	Nov 8, 2017
Book Page	4447/329
Instrument	T04447-00329

Lender

Name	BANKPLUS FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 30, 2017
Property Address	9427 THORNRIDGE DR, HERNANDO, MS 38632-7780
Document Number	000839/115
Book / Page	0839 / 115
Map Reference	PB 108 PG 1
Instrument Date	Oct 5, 2017
Instrument	W00839-00115
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7654 NEW CRAFT RD, OLIVE BRANCH, MS 38654-1352

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,087.00 (+15.56%)	$28,937 (+37.32%) Land $3,500 Building $25,437	$289,369 (+37.33%) Land $35,000 Building $254,369
2023	$1,806.00	$21,072	$210,717 Land $35,000 Building $175,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO - LAUGHTER serves 2,521 people · EPA ID MS0170050
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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