9427 Saddlebrook Ct, Frederick, MD 21701 Property Records

Frederick County property record for 9427 Saddlebrook Ct, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4.5 Baths
Year BuiltBuilt 1998
Square Footage4,622 sqft Living Area
Lot Size20,660 sqft (0.474 acres)
GarageAttached, 440 sqft
OccupancyOwner Occupied
Last Sale$520,000 (2016)
Tax Bill$7,588.00 (2024)

Property Details

APN / Parcel Number

Primary APN09-304525
Alternative APNs
  • 9304525
  • 304525

Interior

Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area4,622 sqft Living Area
Gross Area5,062 sqft Gross Area
1st Floor1,916 sqft 1st Floor
Basement Area1,000 sqft Basement
Finished Basement1,000 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area20,660 sqft (0.474 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Deck Area501 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number304525
Street Address9427 SADDLEBROOK CT
CityFREDERICK
StateMD
Zip21701-7664
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 762 SEC E -1C 20,660 SQ. FT. PLAT 89 SPRING RIDGE P.U.D.
Legal SubdivisionSPRING RDG SEC E-1C 89
Legal Lot Number762
JurisdictionFREDERICK MD
Minor Civil Division9, NEW MARKET
Census Blockgroup1
Census Block1003
Census Tract751902

Owner

Source: Frederick County records · APN 09-304525

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9427 SADDLEBROOK CT, FREDERICK, MD 21701-7664
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Intrafamily Transfer, Transfer
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
MILLENNIUM FINANCIAL GROUP INC
Sep 01, 2021Deed of Trust, Mortgage · Line of Credit
MIDDLETOWN VALLEY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2016 · Amount on Record
Deed SaleMay 27, 2016 · Amount on Record
Prior SaleDec 07, 2007 · Amount on Record
Deed Book / Page11163 / 28
Last Transfer DateAug 24, 2023
Transfer Doc0165840152
Record RefreshedJun 08, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateAug 31, 2023
Property Address9427 SADDLEBROOK CT, FREDERICK, MD 21701-7664
Document Number0165840152
Book / Page16584 / 152
Map ReferenceMB 61 PG 56
Instrument DateAug 24, 2023
Transaction TypeTransfer
Record UpdatedSep 14, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address9427 SADDLEBROOK CT, FREDERICK, MD 21701-7664

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9427 SADDLEBROOK CT, FREDERICK, MD 21701-7664
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9427 SADDLEBROOK CT, FREDERICK, MD 21701-7664

Mortgage

Document Number0142590476
DateNov 12, 2020
Book Page14259/476
Lender
NameMILLENNIUM FINANCIAL GROUP INC
TypeLending Institution
AddressMIDDLETOWN, MD 21769
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9427 SADDLEBROOK CT, FREDERICK, MD 21701-7664
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9427 SADDLEBROOK CT, FREDERICK, MD 21701-7664

Mortgage

Document Number0152520059
DateSep 01, 2021
Book Page15252/59
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
AddressBOONSBORO, MD 21713
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$730,300 (+16.3%)$837,100 (+23.67%) Land $154,000 Building $683,100
2024$7,588.00 (+8.63%)
2023$6,985.00 Homeowner's exemption$627,933$676,900 Land $154,000 Building $522,900

Flood & Wildfire

9427 Saddlebrook Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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