9425 Hammock Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 9425 Hammock Rd, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,640 sqft · built 2019
Lot Size	0.43 acres (18,720 sqft)
Owner	Individual Name on Record
Tax Bill	$806 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`62-02-09-0-001-021`

Property Details

APN / Parcel Number

Primary APN	`62-02-09-0-001-021`
Alternative APNs	`358552` `26101`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,640 sqft Heated Area
1st Floor Area	1,640 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,720 sqft (0.43 acres)
Lot Dimensions	260 ft deep x 72 ft wide
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	358552
Street Address	9425 HAMMOCK RD
City	ELBERTA
State	AL
Zip	36530-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	72.7' X 260' LOT 111 IDLEWILD ESTATES PB5 P78 ALSO 1/33 INTIN LOT 25 SEC 9-T8S-R5E (WD/SURVIVORSHIP)
Legal Subdivision	IDLEWILD ESTATES
Legal Lot Number	111-25
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	4
Census Block	4040
Census Tract	11601

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9425 HAMMOCK RD, ELBERTA, AL 36530-5428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jul 3, 2019	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2005
Deed Sale	Jan 11, 2005
Deed Document Number	2005862933
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9425 HAMMOCK RD, ELBERTA, AL 36530-5428
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001866444
Date	Oct 27, 2020
Instrument	1866444

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 3, 2019
Property Address	9425 HAMMOCK RD, ELBERTA, AL 36530-5428
Document Number	0001770004
Instrument Date	Jun 28, 2019
Instrument	1770004
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9417 HAMMOCK RD ELBERTA AL 365305428, ELBERTA, AL 36530-5428

Mortgage

Document Number	1770005
Date	Jul 3, 2019
Instrument	1770005

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$806.00 (-8.93%)	$30,420 (-8.48%) Land $2,520 Building $27,900	$304,000 (-8.54%) Land $25,200 Building $278,800
2023	$885.00 (+37.64%) Homeowner's exemption	$33,240 (+35.23%)	$332,400 (+35.29%) Land $29,000 Building $303,400
2022	$643.00 (+17.34%) Homeowner's exemption	$24,580	$245,700 Land $26,300 Building $219,400
2021	$548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	319 (1979–2020)
Claims Outside the SFHA	36 of 319
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 124 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims Hurricane Ivan, Sep 2004 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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