9424 Baldwin Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9424 Baldwin Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,900 sqft · built 2001
Lot Size	2.17 acres (94,525 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Apr 2013)
Tax Bill	$3,726 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-27-300-027`

Property Details

APN / Parcel Number

Primary APN	`10-27-300-027`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile/Manufactured
Lot Area	94,525 sqft (2.17 acres)
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9424 BALDWIN RD
City	GAINES
State	MI
Zip	48436-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	A PARCEL OF LAND BEG E 934.09 FT FROM SW COR OF SEC TH N 01 DEG 28 MIN 29 SEC W 473.16 FT TH E 200.07 FT TH S 01 DEG 28 MIN
Legal Range	05E
Legal Township	06N
Legal Section	27
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2019
Census Tract	12801

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9424 BALDWIN RD, GAINES, MI 48436-9628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 16, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage ELGA CREDIT UNION
Apr 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2013 · Amount on Record
Deed Sale	Apr 10, 2013 · Amount on Record
Prior Sale	Oct 23, 2001 · Amount on Record
Deed Document Number	201349172
Last Transfer Date	Sep 15, 2025
Transfer Doc	0000011805
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9424 BALDWIN RD, GAINES, MI 48436-9628
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048937
Date	May 14, 2021
Instrument	202105140048937

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Sep 16, 2025
Property Address	9424 BALDWIN RD, GAINES, MI 48436-9628
Document Number	0000011805
Instrument Date	Sep 5, 2025
Instrument	202509160011805
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 W ROCKWELL ST, FENTON, MI 48430-2083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9424 BALDWIN RD, GAINES, MI 48436-9628

Mortgage

Document Number	0000011806
Date	Sep 16, 2025
Instrument	202509160011806

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 24, 2019
Property Address	9424 BALDWIN RD, GAINES, MI 48436-9628
Document Number	0000020841
Instrument Date	Apr 17, 2019
Instrument	20841
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9424 BALDWIN RD GAINES MI 484369628, GAINES, MI 48436-9628

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,400 (+6.86%) Land $20,700 Building $150,700	$342,800 (+6.86%) Land $41,400 Building $301,400
2025	$3,726.00 (+2.67%) Homeowner's exemption	$160,400 (+8.67%)	$320,800 (+8.67%)
2024	$3,629.00 (+36.74%)
2023		$147,600	$295,200
2019	$2,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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