9422 Bethel Rd, Frederick, MD 21702 Property Records

Frederick County property record for 9422 Bethel Rd, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	1 ba · 924 sqft · built 1958
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Oct 2025)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-412074`

Property Details

APN / Parcel Number

Primary APN	`21-412074`
Alternative APN	`412074`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Porch	Open Porch
Porch Area	95 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	412074
Street Address	9422 BETHEL RD
City	FREDERICK
State	MD
Zip	21702-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 0.40 AC W/S BETHEL RD. N/WHITE ROCK
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	1
Census Block	1002
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9422 Bethel Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9422 BETHEL RD, FREDERICK, MD 21702-2012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Oct 9, 2025	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 17, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 10, 2022	Deed, Transfer CLASSIC SETTLEMENTS INC
Aug 17, 2020	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Mar 10, 2022 · Amount on File
Deed Book / Page	17550 / 70
Prior Transfer Date	Dec 21, 2023
Prior Transfer Doc	0167340379
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9422 BETHEL RD, FREDERICK, MD 21702-2012
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	CLASSIC SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9422 BETHEL RD, FREDERICK, MD 21702-2012

Mortgage

Document Number	0159370001
Date	May 23, 2022
Book Page	15937/1

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 9, 2025
Property Address	9422 BETHEL RD, FREDERICK, MD 21702-2012
Document Number	0175500070
Book / Page	17550 / 70
Instrument Date	Oct 6, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9422 BETHEL RD, FREDERICK, MD 21702-2012

Mortgage

Document Number	0001755075
Date	Oct 9, 2025
Instrument	17550/75

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 17, 2024
Property Address	9422 BETHEL RD, FREDERICK, MD 21702-2012
Document Number	0167340379
Book / Page	16734 / 379
Instrument Date	Dec 21, 2023
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 MONUMENT RD, MYERSVILLE, MD 21773-8504

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 10, 2022
Property Address	9422 BETHEL RD, FREDERICK, MD 21702-2012
Document Number	0157820447
Book / Page	15782 / 447
Instrument Date	Feb 28, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2718 MONUMENT RD, MYERSVILLE, MD 21773-8504

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 17, 2020
Property Address	9422 BETHEL RD, FREDERICK, MD 21702-2012
Document Number	0139870213
Book / Page	13987 / 213
Instrument Date	Jul 27, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9422 BETHEL RD, FREDERICK, MD 21702-2012

Mortgage

Document Number	0013987221
Date	Aug 17, 2020
Instrument	13987/221

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9422 Bethel Rd was $2,684, up 12.7% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,700 (+11.14%) Land $126,600 Building $104,100	$230,700 (-) Land $126,600 Building $104,100
2025	$2,684.00 (+12.73%)	$207,567	$230,700 Land $126,600 Building $104,100
2024	$2,381.00 (+16.83%)
2023	$2,038.00	$161,300 Land $75,900 Building $85,400	$161,300 Land $75,900 Building $85,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9422 Bethel Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1981–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9422 Bethel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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