Howard County property record for 9421 Royal Path Cv, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,174 sqft · built 1992 |
| Lot Size | 0.057 acres (2,482 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $282,500 (Jan 2019) |
| Tax Bill | $5,354 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-536700 |
| Primary APN | 06-536700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,174 sqft Total Area |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,482 sqft (0.057 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 536700 |
|---|---|
| Street Address | 9421 ROYAL PATH CV |
| City | LAUREL |
| State | MD |
| Zip | 20723-1689 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 284 .057 A 9421 ROYAL PATH COVE KINGS WOODS SEC 3 AR 1 |
| Legal Subdivision | KINGS WOODS |
| Legal Lot Number | 284 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 606904 |
Source: Howard County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9421 ROYAL PATH CV, LAUREL, MD 20723-1689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC |
| Jan 22, 2019 | Deed, Transfer · VA Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2019 · Amount on Record |
| Deed Sale | Jan 22, 2019 · Amount on Record |
| Prior Sale | Sep 8, 2005 · Amount on Record |
| Deed Book / Page | 18526 / 430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9421 ROYAL PATH CV, LAUREL, MD 20723-1689 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 9421 ROYAL PATH CV, LAUREL, MD 20723-1689 |
| Document Number | 0230520237 |
|---|---|
| Date | Dec 26, 2025 |
| Book Page | 23052/237 |
| Name | INDEPENDENCE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 22, 2019 |
| Property Address | 9421 ROYAL PATH CV, LAUREL, MD 20723-1689 |
| Document Number | 0185260430 |
| Book / Page | 18526 / 430 |
| Map Reference | PL 10230 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,531.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9421 ROYAL PATH CV, LAUREL, MD 20723-1689 |
| Document Number | 0018526438 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 18526/438 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,354.00 (+7.45%) | $341,433 (+7.78%) | $390,700 (+23.33%) Land $200,000 Building $190,700 |
| 2025 | $4,983.00 (+60.69%) | $316,800 (+9.54%) Land $150,000 Building $166,800 | $316,800 (-) Land $150,000 Building $166,800 |
| 2023 | $289,200 | $316,800 Land $150,000 Building $166,800 | |
| 2022 | $3,101.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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