9420 Thoroughbred Run, Fairhope, AL 36532 Property Records

Baldwin County property record for 9420 Thoroughbred Run, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,585 sqft · built 2008
Lot Size	0.972 acres (42,355 sqft)
Owner	Individual Name on Record
Tax Bill	$1,608 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-02-03-0-000-011.023`

Property Details

APN / Parcel Number

Primary APN	`56-02-03-0-000-011.023`
Alternative APNs	`270004` `260015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,585 sqft Heated Area
1st Floor Area	2,026 sqft
Upper Floors Area	559 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,355 sqft (0.972 acres)
Lot Dimensions	291 ft deep x 145 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	260015
Street Address	9420 THOROUGHBRED RUN
City	FAIRHOPE
State	AL
Zip	36532-5345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	145.1' X 291.9' IRR LOT 16 HIGHLAND BRIDGES SUB PH 2 SLIDE 2230-D SEC 3-T7S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	HIGHLAND BRIDGES SUB PH 2
Legal Phase	2
Legal Block	PH-2
Legal Lot Number	16
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	1
Census Block	1007
Census Tract	11102

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9420 THOROUGHBRED RUN, FAIRHOPE, AL 36532-5345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FIN'L SVCS
Mar 5, 2018	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2007
Deed Sale	Nov 5, 2007
Prior Sale	Dec 7, 2005
Deed Document Number	20071083709
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9420 THOROUGHBRED RUN, FAIRHOPE, AL 36532-5345
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9420 THOROUGHBRED RUN, FAIRHOPE, AL 36532-5345

Mortgage

Document Number	0002028718
Date	Oct 13, 2022
Instrument	2028718

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 20, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9420 THOROUGHBRED RUN, FAIRHOPE, AL 36532-5345
Document Number	0001874392
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9778 SILVERWOOD DR FAIRHOPE AL 365325094, FAIRHOPE, AL 36532-5094

Mortgage

Document Number	0001874392
Date	Dec 2, 2020
Instrument	1874392

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9420 THOROUGHBRED RUN, FAIRHOPE, AL 36532-5345
Document Number	0001685762
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9761 COUNTY ROAD 32 FAIRHOPE AL 365325030, FAIRHOPE, AL 36532-5030

Mortgage

Document Number	0001685762
Date	Mar 21, 2018
Instrument	1685762

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	FAIRHOPE, AL 36533

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,608.00 (-0.92%) Homeowner's exemption
2025	$1,623.00 (+6.5%)	$53,500 (+5.69%) Land $5,640 Building $47,860	$534,900 (+5.67%) Land $56,300 Building $478,600
2023	$1,524.00 (+13.22%) Homeowner's exemption	$50,620 (+12.74%)	$506,200 (+12.74%) Land $55,400 Building $450,800
2022	$1,346.00 (+13.87%) Homeowner's exemption	$44,900	$449,000 Land $51,800 Building $397,200
2021	$1,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	243 (1989–2020)
Claims Outside the SFHA	5 of 243
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 30 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 51 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	25 / 3

May also be available: Mediacom Xtream, T-Mobile.

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