9420 Sugar Babe Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9420 Sugar Babe Dr, Gilroy, CA 95020

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,580 sqft · built 1987
Lot Size	2.14 acres (93,403 sqft)
Owner	Individual Name on Record
Last Sale	$1,230,000 (May 2017)
Tax Bill	$17,382 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`835-29-009`

Property Details

APN / Parcel Number

Primary APN	`835-29-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,580 sqft Living Area
1st Floor Area	1,504 sqft
2nd Floor Area	1,076 sqft
Family Room	Family Room

Exterior

Year Built	Built 1987
Architectural Style	Other
Construction Type	Wood
Lot Area	93,403 sqft (2.14 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	9420 SUGAR BABE DR
City	GILROY
State	CA
Zip	95020-9195
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	HS
Legal Description	TR 7070 LOT 9
Legal Tract	7070
Legal Lot Number	9
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2022
Census Tract	512402

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9420 SUGAR BABE DR, GILROY, CA 95020-9195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2018	Deed of Trust, Mortgage · ARM SUMMIT MORTGAGE BANKERS INC
Sep 19, 2019	Quit Claim Deed, Transfer · ARM JPMORGAN CHASE BANK NA
May 10, 2017	Grant Deed, Transfer · ARM LENDSURE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	May 10, 2017 · Amount on Record
Deed Document Number	0023645262
Last Transfer Date	Sep 19, 2019
Transfer Doc	0024284398
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9420 SUGAR BABE DR, GILROY, CA 95020-9195
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023963610
Date	Jun 26, 2018
Instrument	23963610

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company
Address	FLUSHING, NY 11354

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 19, 2019
Property Address	9420 SUGAR BABE DR, GILROY, CA 95020-9195
Document Number	0024284398
Map Reference	MB 493 PG 46&47
Instrument Date	Sep 10, 2019
Instrument	24284398
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9420 SUGAR BABE DR, GILROY, CA 95020-9195

Mortgage

Document Number	0024284399
Date	Sep 19, 2019
Instrument	24284399

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 10, 2017
Property Address	9420 SUGAR BABE DR, GILROY, CA 95020-9195
Document Number	0023645262
Map Reference	MAP493 PG46&47
Instrument Date	Apr 20, 2017
Instrument	23645262
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9420 SUGAR BABE DR, GILROY, CA 95020-9195

Mortgage

Document Number	0023645263
Date	May 10, 2017
Instrument	23645263

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Margin	4
Max Rate	11.1%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,382.00 (+2.36%)	$1,427,515 (+4.04%) Land $1,044,524 Building $382,991
2023	$16,981.00 (+1.81%)	$1,372,085 Land $1,003,965 Building $368,120
2022	$16,679.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	32 (1986–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless · Fiber in parts of the area	100 / 20
Frontier DSL	90 / 5

May also be available: AT&T, South Valley Internet, T-Mobile, Verizon.

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