McLennan County property record for 9420 Silverthorn Dr, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,096 sqft · built 2000 |
| Lot Size | 0.39 acres (17,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,200 (Jul 2018) |
| Tax Bill | $7,735 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-041300-001506-8 |
| Primary APN | 18-041300-001506-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,096 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 2,096 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 17,000 sqft (0.39 acres) |
| Lot Dimensions | 170 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 496 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 615 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 568 sqft |
| Patio Area | 1,819 sqft |
| Gazebo | 202 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 9420 SILVERTHORN DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-5660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | TREE LAKE RANCH LOT 6 BLOCK 4 ACRES .3903 |
| Legal Subdivision | TREE LAKE RANCH |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 4105 |
9420 Silverthorn Dr is owned and occupied by two individuals who bought it in July 2018.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9420 SILVERTHORN DR, WACO, TX 76708-5660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EDUCATORS CU |
| Sep 21, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Nov 21, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Jul 17, 2018 | Warranty Deed, Transfer · VA Mortgage WALLICK & VOLK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on File |
| Deed Sale | Jul 17, 2018 · Amount on File |
| Prior Sale | Jun 19, 2015 · Amount on File |
| Deed Document Number | 201824714 |
| Prior Transfer Date | Jul 16, 2018 |
| Prior Transfer Doc | 0000024714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 9420 SILVERTHORN DR, WACO, TX 76708-5660 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000012574 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 2023012574 |
| Name | EDUCATORS CU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76710 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Apr 24, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 9420 SILVERTHORN DR, WACO, TX 76708-5660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000033371 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020033371 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 9420 SILVERTHORN DR, WACO, TX 76708-5660 |
| Document Number | 0000039568 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 9420 SILVERTHORN DR WACO TX 767085660, WACO, TX 76708-5660 |
| Document Number | 0000039568 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 39568 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 17, 2018 |
| Property Address | 9420 SILVERTHORN DR, WACO, TX 76708-5660 |
| Document Number | 0000024714 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 24714 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9420 SILVERTHORN DR WACO TX 767085660, WACO, TX 76708-5660 |
| Document Number | 24715 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 24715 |
| Name | WALLICK & VOLK |
|---|---|
| Address | CHEYENNE, WY 82001 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2048 |
The 2025 property tax bill for 9420 Silverthorn Dr was $7,735 with a homeowner's exemption, up 4.9% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | China Spring Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,291 (+1.56%) Land $57,120 Building $406,171 | $463,291 (+1.56%) Land $57,120 Building $406,171 | |
| 2025 | $7,735.00 (+4.92%) Homeowner's exemption | $456,180 Land $51,850 Building $404,330 | $456,180 Land $51,850 Building $404,330 |
| 2024 | $7,372.00 | ||
| 2023 | $451,790 Land $51,850 Building $399,940 | $451,790 Land $51,850 Building $399,940 | |
| 2022 | $6,627.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9420 Silverthorn Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9420 Silverthorn Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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