9420 Ridgeside Dr, Mentor, OH 44060 Property Records

Lake County property record for 9420 Ridgeside Dr, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,196 sqft · built 1975
Lot Size	0.462 acres (20,125 sqft)
Owner	Individual Name on Record
Tax Bill	$8,079 (2023)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-A-025-B-00-012-0`

Property Details

APN / Parcel Number

Primary APN	`16-A-025-B-00-012-0`
Alternative APN	`E 50`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	20,125 sqft (0.462 acres)
Lot Dimensions	172 ft deep x 117 ft wide
Garage Area	990 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	224 sqft
Patio Area	224 sqft
Balcony	Balcony
Balcony Area	146 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	E 50
Street Address	9420 RIDGESIDE DR
City	MENTOR
State	OH
Zip	44060-7148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOTS 1 & 2 SHEHI TRACT
Legal Subdivision	GREENVIEW SUBDIVISION
Legal Lot Number	12
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	4
Census Block	4013
Census Tract	203500

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9420 RIDGESIDE DR, MENTOR, OH 44060-7148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 22, 2020	Fiduciary Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2020
Deed Sale	Jun 16, 2020
Prior Sale	Jan 22, 2020 · Amount on Record
Deed Document Number	2020R015613
Record Updated	Jun 7, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9420 RIDGESIDE DR, MENTOR, OH 44060-7148
Transaction Type	Mortgage
Record Updated	Aug 18, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9420 RIDGESIDE DR, MENTOR, OH 44060-7148

Mortgage

Document Number	0000015361
Date	Aug 8, 2023
Instrument	2023R015361

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Feb 1, 2050

January 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LAKE OH
Recording Date	Jan 22, 2020
Property Address	9420 RIDGESIDE DR, MENTOR, OH 44060-7148
Document Number	0000001700
Map Reference	VOL T PG 16
Instrument Date	Jan 21, 2020
Instrument	2020R001700
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9420 RIDGESIDE DR, MENTOR, OH 44060-7148

Mortgage

Document Number	0000002489
Date	Jan 22, 2020
Instrument	2020R002489

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,079.00 (+119.96%) Homeowner's exemption	$77,750 (-) Land $18,630 Building $59,120
2022	$3,673.00 Homeowner's exemption	$77,750 Land $18,630 Building $59,120
2021			$222,120 Land $53,220 Building $168,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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