Union County property record for 942 Wynstone Dr, Jefferson, SD 57038
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 5 ba · 2,643 sqft · built 1998 |
| Lot Size | 1.64 acres (71,743 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Jul 2022) |
| Tax Bill | $8,647 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 17.WS.03.1032 |
| Primary APN | 17.WS.03.1032 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 2,643 sqft Living Area |
| Basement Area | 1,269 sqft |
| Finished Basement | 1,269 sqft |
| Unfinished Basement | 1,248 sqft |
| Flooring | Brick |
| Interior Walls | Brick |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 71,743 sqft (1.64 acres) |
| Garage Type | Attached |
| Garage Area | 779 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 942 WYNSTONE DR |
|---|---|
| City | JEFFERSON |
| State | SD |
| Zip | 57038-6868 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 32 WYNSTONE 3RD ADD PHASE 1 (1.647A) |
| Legal Range | 07W |
| Legal Township | 30N |
| Legal Section | 36 |
| Legal Subdivision | WYNSTONE 3RD ADD |
| Legal Phase | 1 |
| Legal Lot Number | 32 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 20302 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 942 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK |
| Aug 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DANNY E FREED ETAL |
| Jul 11, 2022 | Warranty Deed, Transfer |
| Jul 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on Record |
| Deed Sale | Jul 1, 2022 · Amount on Record |
| Prior Sale | Jul 20, 2021 · Amount on Record |
| Prior Transfer Date | Jun 13, 2008 |
| Prior Transfer Doc | 00098/0432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 942 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 942 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Document Number | 0000188/99 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 188/99 |
| Instrument | 260450 |
| Name | SECURITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 601 PIERCE ST, SIOUX CITY, IA 51101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 15, 2041 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 942 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00172/0573 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 172/0573 |
| Instrument | 183209 |
| Name | DANNY E FREED ETAL |
|---|---|
| Type | Private Party |
| Address | 432 E DEERFIELD CIR, NORTH SIOUX CITY, SD 57049 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Jul 11, 2022 |
| Property Address | 942 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Document Number | 000112/440 |
| Book / Page | 112 / 440 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 221947 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 942 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Jul 20, 2021 |
| Property Address | 942 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Document Number | 000111/461 |
| Book / Page | 111 / 461 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 213459 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 942 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Document Number | 0000178773 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 178/773 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Jefferson Township |
| Unified School District | Dakota Valley School District 61-8 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,647.00 (+0.01%) | $636,496 (-) Land $102,593 Building $533,903 |
| 2025 | $8,646.00 (+9.44%) | $636,496 (+21.49%) Land $102,593 Building $533,903 |
| 2024 | $7,900.00 (+9.75%) | |
| 2023 | $7,198.00 (+12.7%) | $523,890 Land $82,648 Building $441,242 |
| 2022 | $6,387.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 53% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable | 1,500 / 50 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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