942 W Choctawhatchee Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 942 W Choctawhatchee Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,757 sqft · built 1979
Lot Size	1 acres (43,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Feb 2016)
Tax Bill	$6,931 (2025)
Deeds & Mortgages	Mar 2017 Loan Modification Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-1697-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-1697-5`
Alternative APNs	`36-1S-22-0000-0003-0140` `22S136000000030140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,757 sqft Living Area
Gross Area	6,565 sqft
1st Floor Area	2,565 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	43,732 sqft (1 acres)
Lot Width	170 ft Width
Garage Type	Attached
Garage Area	644 sqft
Porch	Florida Room
Porch Area	1,832 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	942 W CHOCTAWHATCHEE DR
City	NICEVILLE
State	FL
Zip	32578-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4-B LAKE PIPPEN EST #2 AS OR 1015-900
Legal Range	22W
Legal Township	01S
Legal Section	36
Legal Subdivision	LAKE PIPPEN EST
Legal Block	3
Legal Lot Number	4-B
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1020
Census Tract	21001

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	942 W CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2017	Loan Modification, Mortgage FIRST FL BK
Mar 31, 2017	Loan Modification, Mortgage FIRST FL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2016 · Amount on Record
Deed Sale	Feb 23, 2016 · Amount on Record
Deed Document Number	20163049893
Deed Book / Page	3236 / 2087
Record Updated	Oct 29, 2026

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	942 W CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4707
Document Number	0032944359
Book / Page	003294 / 004359
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	942 W CHOCTAWHATCHEE DR NICEVILLE FL 325784707, NICEVILLE, FL 32578-4707

Mortgage

Document Number	0032944359
Date	Apr 11, 2017
Book Page	003294/004359
Instrument	3128275

Lender

Name	FIRST FL BK
Type	Bank
Address	DESTIN, FL 32540

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	942 W CHOCTAWHATCHEE DR, NICEVILLE, FL 32578-4707
Document Number	0033774403
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	OLD SOUTH LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	942 W CHOCTAWHATCHEE DR NICEVILLE FL 325784707, NICEVILLE, FL 32578-4707

Mortgage

Document Number	0033774403
Date	Dec 11, 2018
Book Page	003377/004403
Instrument	3247751

Lender

Name	FIRST FL BK
Type	Bank
Address	PESTIN, FL 32540

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2033

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,931.00 (+5.3%) Homeowner's exemption	$627,084 (+5.99%)	$890,244 (+2.28%) Land $162,422 Building $727,822
2023	$6,582.00 (+2.28%) Homeowner's exemption	$591,661 (+3%)	$870,397 (+6.33%) Land $137,096 Building $733,301
2022	$6,435.00 Homeowner's exemption	$574,428	$818,595 Land $130,567 Building $688,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 197 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	79 (1994–2020)
Claims Outside the SFHA	44 of 79
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 13 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Spectrum.

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