942 N Commerce St, Gainesville, TX 76240 Property Records

Cooke County property record for 942 N Commerce St, Gainesville, TX 76240 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,815 sqft Living Area
Lot Size6,059 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2020)
Tax Bill$2,508.00 (2025)

Property Details

APN / Parcel Number

Primary APN2770-024-0001C
Alternative APN
  • 17684

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,815 sqft Living Area
Gross Area1,926 sqft Gross Area
1st Floor1,814 sqft 1st Floor
Utility RoomUtility Room
Primary FlooringCeramic Tile Flooring

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1990
Exterior MaterialOther Exterior
Roof MaterialComposition Shingle Roof
Lot Area6,059 sqft (0.139 acres)
Porch Area112 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number2770-024-0001C
Street Address942 N COMMERCE ST
CityGAINESVILLE
StateTX
Zip76240-3287
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPARKS ADDN; 2770; BLOCK 24; LOT 1; 0.1391
Legal SubdivisionSPARKS ADDN
Legal TractC
Legal Block24
Legal Lot Number1
JurisdictionCOOKE TX
Minor Civil DivisionGAINESVILLE
Census Blockgroup3
Census Block3021
Census Tract500

Owner

Source: Cooke County records · APN 2770-024-0001C

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address942 N COMMERCE ST, GAINESVILLE, TX 76240-3287
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Intrafamily Transfer, Transfer
Feb 12, 2020Vendor's Lien, Transfer · Building or Construction Mortgage
FIRST STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 12, 2020 · Amount on Record
Deed SaleFeb 12, 2020 · Amount on Record
Prior SaleApr 09, 2012 · Amount on Record
Deed Doc Number20201115
Deed Book / Page2312 / 65
Last Transfer DateDec 27, 2024
Transfer Doc002686/748
Record RefreshedSep 20, 2026

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOKE TX
Recording DateNov 10, 2020
Property Address942 N COMMERCE ST, GAINESVILLE, TX 76240-3287
Document Number002375/469
Book / Page2375 / 469
Instrument DateNov 09, 2020
Instrument9246
Transaction TypeTransfer
Record UpdatedNov 11, 2025

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateFeb 12, 2020
Property Address942 N COMMERCE ST, GAINESVILLE, TX 76240-3287
Document Number2312/65
Book / Page2312 / 65
Map ReferenceCAB B SL 08
Instrument DateFeb 11, 2020
Instrument1115
Transaction TypeTransfer
Record UpdatedNov 09, 2021
Title CompanyHOWETH TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2014 MAPLEWOOD DR, 2014, GAINESVILLE, TX 76240-3714

Transferred To (Grantee/Buyer)

NameVerified Name
Address942 N COMMERCE ST, GAINESVILLE, TX 76240-3287

Mortgage

Document Number1116
DateFeb 12, 2020
Instrument1116
Lender
NameFIRST STATE BANK
TypeBank
Special NotesLender is also the Seller
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateMar 01, 2025
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change7.75%
IndexPrime Rate
Max Rate18%

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,508.00 (+6.41%) Homeowner's exemption$186,646 (+21%) Land $27,205 Building $174,626$201,831 (+16.64%) Land $27,205 Building $174,626
2024$2,357.00 (-10.82%)
2023$154,253 Land $22,661 Building $150,382$173,043 Land $22,661 Building $150,382
2022$2,643.00

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