942 N 5th St, Reading, PA 19601 Property Records

Berks County property record for 942 N 5th St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,401 sqft · built 1910
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Nov 2007)
Tax Bill	$1,222 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-51-75-7557`

Property Details

APN / Parcel Number

Primary APN	`5307-51-75-7557`
Alternative APNs	`14-5307-51-75-7557` `14078575` `078575`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,401 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14078575
Street Address	942 N 5TH ST
City	READING
State	PA
Zip	19601-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	75
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2003
Census Tract	400

Owner

942 N 5th St is owned and occupied by an individual who acquired it in August 2022.

Source: Berks County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	942 N 5TH ST, READING, PA 19601-1802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit RIVERFRONT FEDERAL CREDIT UNION
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Aug 15, 2022	Quit Claim Deed, Transfer Quitclaim
May 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2007 · Amount on File
Deed Sale	Nov 7, 2007 · Amount on File
Prior Sale	Aug 17, 2005 · Amount on File
Deed Document Number	200766938
Deed Book / Page	5252 / 1404
Last Transfer Date	Aug 2, 2022
Transfer Doc	0000032847
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Sep 18, 2026
Property Address	942 N 5TH ST, READING, PA 19601-1802
Document Number	0000031481
Instrument Date	Sep 14, 2026
Instrument	202631481
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 N 5TH ST, READING, PA 19601-1802

Mortgage

Document Number	0000031481,
Date	Sep 18, 2026
Instrument	202631481

Lender

Name	RIVERFRONT FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 25, 2046

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	942 N 5TH ST, READING, PA 19601-1802
Transaction Type	Mortgage
Record Updated	Dec 15, 2023
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 N 5TH ST, READING, PA 19601-1802

Mortgage

Document Number	0000035291
Date	Nov 30, 2023
Instrument	2023035291

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Aug 15, 2022
Property Address	942 N 5TH ST, READING, PA 19601-1802
Document Number	0000032847
Instrument Date	Aug 2, 2022
Instrument	2022032847
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	942 N 5TH ST, 942, READING, PA 19601-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 CHURCH ST, READING, PA 19601-2219

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	May 26, 2021
Property Address	942 N 5TH ST, READING, PA 19601-1802
Document Number	0000026435
Instrument Date	May 14, 2021
Instrument	2021026435
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 N 5TH ST, READING, PA 19601-1802

Tax Assessment & Valuation

The 2026 property tax bill for 942 N 5th St was $1,222 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,222.00 Homeowner's exemption	$43,300 Land $8,800 Building $34,500	$8,800 Land $8,800
2024	$1,146.00	$43,300 Land $8,800 Building $34,500
1994			$43,300 Land $8,800 Building $34,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 942 N 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 942 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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