942 Micanopy Dr, Lakeland, FL 33813 Property Records

Polk County property record for 942 Micanopy Dr, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 1996
Lot Size	0.318 acres (13,848 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (Mar 2018)
Tax Bill	$2,440 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-19-286020-000320`

Property Details

APN / Parcel Number

Primary APN	`24-29-19-286020-000320`
Alternative APNs	`192924286020000320` `92924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	2,330 sqft
1st Floor Area	1,868 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	13,848 sqft (0.318 acres)
Lot Dimensions	161 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Screened/Unfinished Porch
Porch Area	290 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	942 MICANOPY DR
City	LAKELAND
State	FL
Zip	33813-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MIKASUKI SUBDIVISION PB 67 PG 37 LOT 32
Legal Range	24E
Legal Township	29S
Legal Section	19
Legal Subdivision	MIKASUKI
Legal Tract	286020
Legal Block	1
Legal Lot Number	32
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1009
Census Tract	11835

Owner

942 Micanopy Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	942 MICANOPY DR, LAKELAND, FL 33813-3633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 8, 2018	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK
Feb 3, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018 · Amount on File
Deed Sale	Mar 8, 2018 · Amount on File
Prior Sale	Jul 5, 1996 · Amount on File
Deed Document Number	201850272
Deed Book / Page	10416 / 951
Prior Transfer Date	Feb 3, 2017
Prior Transfer Doc	0000022120
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	942 MICANOPY DR, LAKELAND, FL 33813-3633
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000252368
Date	Sep 28, 2021
Book Page	11912/420
Instrument	2021252368

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	942 MICANOPY DR, LAKELAND, FL 33813-3633
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202622
Date	Jul 26, 2022
Book Page	12352/2053
Instrument	2022202622

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	942 MICANOPY DR, LAKELAND, FL 33813-3633
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 MICANOPY DR, LAKELAND, FL 33813-3633

Mortgage

Document Number	0000041452
Date	Feb 24, 2025
Book Page	13443/390
Instrument	2025041452

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	942 MICANOPY DR, LAKELAND, FL 33813-3633
Document Number	0115430222
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	942 MICANOPY DR LAKELAND FL 338133633, LAKELAND, FL 33813-3633

Mortgage

Document Number	0115430222
Date	Jan 19, 2021
Book Page	011543/000222
Instrument	13846

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 8, 2018
Property Address	942 MICANOPY DR, LAKELAND, FL 33813-3633
Document Number	0104160951
Book / Page	010416 / 000951
Instrument Date	Feb 28, 2018
Instrument	50272
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 CAYUTA AVE FL, FL

Mortgage

Document Number	104160954
Date	Mar 8, 2018
Book Page	010416/000954
Instrument	50274

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	942 MICANOPY DR, LAKELAND, FL 33813-3633
Document Number	0100890442
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 MICANOPY DR LAKELAND FL 338133633, LAKELAND, FL 33813-3633

Mortgage

Document Number	0100890442
Date	Mar 13, 2017
Book Page	010089/000442
Instrument	48067

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 12, 2037

Interest

Rate Type	Adjustable Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Feb 3, 2017
Property Address	942 MICANOPY DR, LAKELAND, FL 33813-3633
Document Number	0100552113
Book / Page	010055 / 002113
Instrument Date	Feb 3, 2017
Instrument	22120
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 MICANOPY DR LAKELAND FL 338133633, LAKELAND, FL 33813-3633

Tax Assessment & Valuation

The 2025 property tax bill for 942 Micanopy Dr was $2,440 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,160 (+2.7%)	$328,048 (+4.54%) Land $48,000 Building $280,048
2025	$2,440.00 Homeowner's exemption	$228,978	$313,814 Land $48,000 Building $265,814
2023	$2,787.00 (+3.07%) Homeowner's exemption	$216,044 (+3%)	$328,362 (+15.76%) Land $46,000 Building $282,362
2022	$2,704.00 Homeowner's exemption	$209,751	$283,663 Land $44,000 Building $239,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 942 Micanopy Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	8 (1979–2022)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 942 Micanopy Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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