942 E St, Charleston, IL 61920 Property Records

Coles County property record for 942 E St, Charleston, IL 61920 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,200 sqft · built 1965
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$133,000 (Feb 2026)
Tax Bill$2,035 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Feb 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-1-04552-000

Property Details

APN / Parcel Number

Primary APN02-1-04552-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,200 sqft Base Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions90 ft deep x 80 ft wide
Garage TypeAttached
Garage Area336 sqft

Location & Zoning

Street Address942 E ST
CityCHARLESTON
StateIL
Zip61920-1815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSRSUB18L02 #625503*
Legal SubdivisionASSRSUB
JurisdictionCOLES IL
Township / Civil DivisionCHARLESTON
Census Block Group2
Census Block2027
Census Tract500

Owner

Source: Coles County records · APN 02-1-04552-000

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address942 E ST, CHARLESTON, IL 61920-1815
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
WASHINGTON SAVINGS BANK
Feb 23, 2026Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Feb 24, 2020Warranty Deed, Transfer · Conventional Mortgage
WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 23, 2026 · Amount on Record
Deed SaleFeb 23, 2026 · Amount on Record
Prior SaleFeb 24, 2020 · Amount on Record
Deed Document Number2026821367
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address942 E ST, CHARLESTON, IL 61920-1815
Transaction TypeMortgage
Record UpdatedMar 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 MCGINNIS PL, LERNA, IL 62440-2228

Mortgage

Document Number202500819148
DateSep 22, 2025
Instrument202500819148
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLES IL
Recording DateFeb 23, 2026
Property Address942 E ST, CHARLESTON, IL 61920-1815
Document Number202600821367
Instrument DateFeb 20, 2026
Instrument202600821367
Transaction TypeTransfer
Record UpdatedMar 09, 2026
Title CompanyCRITES TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$133.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1108 N 1ST ST, GAYS, IL 61928-9783

Transferred To (Grantee/Buyer)

NameVerified Name
Address942 E ST, CHARLESTON, IL 61920-1815

Mortgage

Document Number202600821368
DateFeb 23, 2026
Instrument202600821368
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056
Interest
Rate5.99%

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLES IL
Recording DateFeb 24, 2020
Property Address942 E ST, CHARLESTON, IL 61920-1815
Document Number202000786396
Instrument DateFeb 21, 2020
Instrument202000786396
Transaction TypeTransfer
Record UpdatedMay 27, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$116.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 RIDGEFIELD LN, 14, CHARLESTON, IL 61920-3689

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address942 E ST, CHARLESTON, IL 61920-1815

Mortgage

Document Number202000786397
DateFeb 24, 2020
Instrument202000786397
Lender
NameWASHINGTON SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.13%

Tax Assessment & Valuation

Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionCharleston Township
MunicipalityCharleston City
Unified School DistrictCharleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,035.00 (+5.71%) Homeowner's exemption$33,955 (+10.2%) Land $2,762 Building $31,193$101,865 (+10.2%) Land $8,286 Building $93,579
2024$1,925.00 (-22.16%) Homeowner's exemption$30,812 (+9.5%) Land $2,506 Building $28,306$92,436 (+9.5%) Land $7,518 Building $84,918
2023$28,139 Land $2,289 Building $25,850$84,417 Land $6,867 Building $77,550
2020$2,473.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coles County (17029C), updated July 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 294 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated CommunicationsFiber2,000 / 2,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
Benton Ridge Telephone CompanyFixed Wireless100 / 20

May also be available at this address: Mediacom Communications, AMG Technology Investment Group, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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