9418 Prospect Hill Pl, Frederick, MD 21704 Property Records

Frederick County property record for 9418 Prospect Hill Pl, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3 ba · 2,652 sqft · built 2005
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Individual Names on File
Last Sale	$388,700 (Oct 2005)
Tax Bill	$6,102 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-240902`

Property Details

APN / Parcel Number

Primary APN	`07-240902`
Alternative APN	`240902`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,652 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,400 sqft (0.055 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	240902
Street Address	9418 PROSPECT HILL PL
City	FREDERICK
State	MD
Zip	21704-7341
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 12127 2,400 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA
Legal Lot Number	12127
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3006
Census Tract	752202

Owner

9418 Prospect Hill Pl, a townhouse, is owned and occupied by two individuals who bought it in October 2005.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9418 PROSPECT HILL PL, FREDERICK, MD 21704-7341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED MUTUAL FUNDING CORP
Jan 18, 2022	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2005 · Amount on File
Deed Sale	Oct 20, 2005 · Amount on File
Deed Document Number	200558223
Deed Book / Page	5647 / 40
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9418 PROSPECT HILL PL, FREDERICK, MD 21704-7341
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MAJESTY TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121920305
Date	Dec 20, 2017
Book Page	12192/0305
Instrument	12192-0305

Lender

Name	UNITED MUTUAL FUNDING CORP
Type	Mortgage Company
Address	BRANDON, FL 33511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Oct 1, 2037

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 18, 2022
Property Address	9418 PROSPECT HILL PL, FREDERICK, MD 21704-7341
Document Number	0156650492
Book / Page	15665 / 492
Map Reference	LB 5241 FO 690
Instrument Date	Nov 29, 2021
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	BAYVIEW TITLE, BAYVIEW TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,093.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9418 PROSPECT HILL PL, FREDERICK, MD 21704-7341

Mortgage

Document Number	0015665499
Date	Jan 18, 2022
Instrument	15665/499

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9418 Prospect Hill Pl was $6,102 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,333	$523,400 Land $170,000 Building $353,400
2025	$6,102.00
2023	$5,573.00	$383,233	$397,200 Land $135,000 Building $262,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9418 Prospect Hill Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9418 Prospect Hill Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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