Howard County property record for 9416 Falling Waters Ct, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,036 sqft · built 1989 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Jun 2017) |
| Tax Bill | $7,642 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-522041 |
| Primary APN | 06-522041 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,036 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,407 sqft (0.193 acres) |
| Garage Type | Mixed |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 54 sqft |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 522041 |
|---|---|
| Street Address | 9416 FALLING WATERS CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-5973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 3 .193 A 9416 FALLING WATERS CT FALLING WATERS |
| Legal Subdivision | FALLING WATERS |
| Legal Lot Number | 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 606905 |
Source: Howard County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9416 FALLING WATERS CT, LAUREL, MD 20723-5973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 13, 2017 | Grant Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on Record |
| Deed Sale | Jun 13, 2017 · Amount on Record |
| Prior Sale | Mar 25, 2003 · Amount on Record |
| Deed Document Number | 2017636-151 |
| Deed Book / Page | 17636 / 151 |
| Prior Transfer Date | Feb 1, 2011 |
| Prior Transfer Doc | 0130650123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9416 FALLING WATERS CT, LAUREL, MD 20723-5973 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9416 FALLING WATERS CT, LAUREL, MD 20723-5973 |
| Document Number | 0217690228 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 21769/228 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 23, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9416 FALLING WATERS CT, LAUREL, MD 20723-5973 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | PREMIER TITLE & SETMNT CO |
| Name | Verified Name |
|---|---|
| Address | 9416 FALLING WATERS CT, LAUREL, MD 20723-5973 |
| Document Number | 0197230002 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 19723/2 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 13, 2017 |
| Property Address | 9416 FALLING WATERS CT, LAUREL, MD 20723-5973 |
| Document Number | 0176360151 |
| Book / Page | 017636 / 000151 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | COLONY TITLE GROUP LIMITED, COLONY TITLE GRP LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9416 FALLING WATERS CT LAUREL MD 207235973, LAUREL, MD 20723-5973 |
| Document Number | 176360158 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 017636/000158 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,642.00 (+3.02%) | $494,900 (+2.87%) | $522,500 (+8.61%) Land $220,300 Building $302,200 |
| 2025 | $7,418.00 (+6.17%) | $481,100 (+14.23%) Land $190,300 Building $290,800 | $481,100 (-) Land $190,300 Building $290,800 |
| 2024 | $6,987.00 (+58.65%) | ||
| 2023 | $421,167 | $481,100 Land $190,300 Building $290,800 | |
| 2022 | $4,404.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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