9413 Northgate Rd, Laurel, MD 20723 Property Records

Howard County property record for 9413 Northgate Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,188 sqft · built 1981
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$418,737 (Aug 2021)
Tax Bill	$6,928 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-455654`

Property Details

APN / Parcel Number

Primary APN	`06-455654`
Alternative APNs	`6455654` `455654`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Total Area
Basement Area	891 sqft
Finished Basement	891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.149 acres)
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	455654
Street Address	9413 NORTHGATE RD
City	LAUREL
State	MD
Zip	20723-1365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 20 .149 A 9413 NORTHGATE RD NORTHGATE WOODS SEC 1 A1
Legal Subdivision	NORTHGATE WOODS SEC 01 A1
Legal Lot Number	20
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3008
Census Tract	606904

Owner

9413 Northgate Rd is owned and occupied by an individual who bought it in August 2021.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	9413 NORTHGATE RD, LAUREL, MD 20723-1365
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	May 19, 1987 · Amount on File
Deed Book / Page	20784 / 1
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 6, 2021
Property Address	9413 NORTHGATE RD, LAUREL, MD 20723-1365
Document Number	0207840001
Book / Page	20784 / 1
Map Reference	PL 4533
Instrument Date	Jul 14, 2021
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	REALTY TITLE INC, REALTY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,281.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9413 NORTHGATE RD, LAUREL, MD 20723-1365

Mortgage

Document Number	207849
Date	Aug 6, 2021
Instrument	20784/9

Lender

Name	ACC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 9413 Northgate Rd was $6,928, up 9.3% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,928.00 (+9.31%)	$445,400 (+9.73%)	$524,400 (+29.19%) Land $256,700 Building $267,700
2025	$6,338.00	$405,900 Land $161,700 Building $244,200	$405,900 Land $161,700 Building $244,200
2023		$338,900	$405,900 Land $161,700 Building $244,200
2022	$3,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9413 Northgate Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9413 Northgate Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20