941 Wilson Rd, Elsberry, MO 63343 Property Records

Lincoln County property record for 941 Wilson Rd, Elsberry, MO 63343

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1968
Lot Size	5 acres (217,800 sqft)
Owner	Individual on Record
Tax Bill	$932 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-90-32-000-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`03-90-32-000-000-005.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	941 WILSON RD
City	ELSBERRY
State	MO
Zip	63343-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.00 AC BEING IN THE NW CORNER OF SE1/4 SEC 32
Legal Range	01E
Legal Township	51
Legal Section	32
Jurisdiction	LINCOLN MO
Township / Civil Division	HURRICANE
Census Block Group	1
Census Block	1022
Census Tract	810100

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	40 CHARLOTTE DR, TROY, MO 63379-5133
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED CREDIT UNION
Sep 16, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020
Deed Sale	Sep 16, 2020
Deed Document Number	2020010465
Deed Book / Page	2452 / 403
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	941 WILSON RD, ELSBERRY, MO 63343-3028
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 WILSON RD 1, 1, ELSBERRY, MO 63343-3028

Mortgage

Document Number	002489/752
Date	Apr 21, 2023
Book Page	2489/752
Instrument	2023002929

Lender

Name	UNITED CREDIT UNION
Type	Credit Union
Address	MEXICO, MO 65265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	12.7%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	10.7%
Max Rate At Change	14.7%
Index	1-Year CMT
Max Rate	18.7%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 16, 2020
Property Address	941 WILSON RD, ELSBERRY, MO 63343-3028
Document Number	2452/403
Book / Page	2452 / 403
Instrument Date	Sep 15, 2020
Instrument	2020010465
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHARLOTTE DR, TROY, MO 63379-5133

Mortgage

Document Number	2020010466
Date	Sep 16, 2020
Instrument	2020010466

Lender

Name	UNITED CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.37%
Index	Other
Max Rate	11.3%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Elsberry R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$932.00 (+4.37%)	$16,473 (+5.39%) Land $4,275 Building $12,198	$86,700 (+5.38%) Land $22,500 Building $64,200
2023	$893.00 (+4.57%)	$15,631 Land $3,990 Building $11,641	$82,270 Land $21,000 Building $61,270
2022	$854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYANTS CREEK SUBDIVISION private · serves 50 people · EPA ID MO6031657
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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