941 W 20th St, Lorain, OH 44052 Property Records

Lorain County property record for 941 W 20th St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,601 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (Sep 2025)
Tax Bill	$1,355 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-146-001`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-146-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,601 sqft Living Area
Gross Area	1,777 sqft
1st Floor Area	756 sqft
Basement Area	621 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1949
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	204 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	941 W 20TH ST
City	LORAIN
State	OH
Zip	44052-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREATOR 50 X 100
Legal Subdivision	STREATOR
Legal Tract	01
Legal Block	146
Legal Lot Number	177
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2024
Census Tract	97300

Owner

941 W 20th St is owned and occupied by two individuals who bought it in September 2025.

Source: Lorain County records, as of January 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	941 W 20TH ST, LORAIN, OH 44052-3860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA
Aug 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 7, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 16, 2019	Grant Deed, Transfer · Conventional with PMI CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Aug 1, 2023 · Amount on File
Deed Document Number	202569376
Prior Transfer Date	Jan 4, 2022
Prior Transfer Doc	0000857932
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 29, 2025
Property Address	941 W 20TH ST, LORAIN, OH 44052-3860
Document Number	0000069376
Map Reference	VOL 15 PG 70
Instrument Date	Sep 24, 2025
Instrument	2025-0069376
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	941 W 20TH ST, LORAIN, OH 44052-3860

Mortgage

Document Number	0000069377
Date	Sep 29, 2025
Instrument	2025-0069377

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 1, 2023
Property Address	941 W 20TH ST, LORAIN, OH 44052-3860
Document Number	0000924190
Instrument Date	Jul 28, 2023
Instrument	2023-0924190
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	941 W 20TH ST, LORAIN, OH 44052-3860

Mortgage

Document Number	0000924191
Date	Aug 1, 2023
Instrument	2023-0924191

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 7, 2023
Property Address	941 W 20TH ST, LORAIN, OH 44052-3860
Document Number	0000921591
Map Reference	VOL 15 PG 70
Instrument Date	Jul 7, 2023
Instrument	2023-0921591
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4756 EMHART RD, MEDINA, OH 44256-7732

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jan 10, 2022
Property Address	941 W 20TH ST, LORAIN, OH 44052-3860
Document Number	0000857932
Map Reference	VOL 210 PG 221
Instrument Date	Jan 4, 2022
Instrument	2022-0857932
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 W 20TH ST, LORAIN, OH 44052-3860

Mortgage

Document Number	0000857933
Date	Jan 10, 2022
Instrument	2022-0857933

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	May 16, 2019
Property Address	941 W 20TH ST, LORAIN, OH 44052-3860
Document Number	0000714942
Instrument Date	May 15, 2019
Instrument	714942
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	941 W 20TH ST LORAIN OH 440523860, LORAIN, OH 44052-3860

Mortgage

Document Number	714943
Date	May 16, 2019
Instrument	714943

Lender

Name	CHEMICAL BK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 15, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 941 W 20th St was $1,355, down 4.9% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,355.00 (-4.91%)	$33,740 (+0.01%) Land $3,100 Building $30,640	$96,390 (-) Land $8,860 Building $87,530
2024	$1,425.00 (+37.95%)	$33,737 (+68.07%) Land $3,101 Building $30,636	$96,390 (+68.07%) Land $8,860 Building $87,530
2023	$1,033.00 (+0.88%)	$20,073 (+0.01%) Land $1,400 Building $18,673	$57,350 Land $4,000 Building $53,350
2022	$1,024.00	$20,070 Land $1,400 Building $18,670
2021			$57,350 Land $4,000 Building $53,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 941 W 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 941 W 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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