941 State Rte 245, Middlesex, NY 14507 Property Records

Yates County and Middlesex Town property record for 941 State Rte 245, Middlesex, NY 14507

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,500 sqft · built 1915
Lot Size	18.9 acres (823,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,113 (Nov 2025)
Tax Bill	$1,738 (2025)
Deeds & Mortgages	Apr 2006 Mortgage Aug 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0384-000`

Property Details

APN / Parcel Number

Primary APN	`0384-000`
Alternative APNs	`280002300100010130000000` `572800 23.01-1-13.1` `572800 23.01-1-13`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	1,100 sqft
2nd Floor Area	400 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	823,284 sqft (18.9 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0384-000
Street Address	941 STATE ROUTE 245
City	MIDDLESEX
State	NY
Zip	14507-9745
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR
Legal Block	1
Legal Lot Number	13.001
Jurisdiction	YATES NY
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3018
Census Tract	150301

Owner

Source: Yates County and Middlesex Town records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	923 STATE ROUTE 245, MIDDLESEX, NY 14507-9745
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2006	Deed of Trust, Mortgage FIRST NIAGARA BANK NA
Aug 5, 2016	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
Nov 16, 2006	Deed of Trust, Mortgage · Line of Credit FIRST NIAGARA BANK NA
Nov 13, 2025	Executor's Deed, Transfer KEUKA ABSTRACT, KEUKA ABSTRACT CORP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Deed Document Number	202518911
Record Updated	Sep 20, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	941 STATE ROUTE 245, MIDDLESEX, NY 14507-9745
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MT629/210
Date	Apr 17, 2006
Book Page	MT 629/210
Instrument	2006-00001164

Lender

Name	FIRST NIAGARA BANK NA
Type	Bank
Address	LOCKPORT, NY 14094

Agreement

Amount	Amount Recorded

Interest

Rate	6.49%

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	941 STATE ROUTE 245, MIDDLESEX, NY 14507-9745
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1036/243
Date	Aug 5, 2016
Book Page	MT 1036/243
Instrument	2016-00001937

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2046

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	941 STATE ROUTE 245, MIDDLESEX, NY 14507-9745
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0MT659/272
Date	Nov 16, 2006
Book Page	MT 659/272
Instrument	2006-00003752

Lender

Name	FIRST NIAGARA BANK NA
Type	Bank
Address	LOCKPORT, NY 14095

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Change Frequency	Monthly
Max Rate	15.9%

November 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	YATES NY
Recording Date	Nov 13, 2025
Property Address	941 STATE ROUTE 245, MIDDLESEX, NY 14507-9745
Document Number	0202518911
Instrument Date	Oct 14, 2025
Instrument	2025-18911
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	KEUKA ABSTRACT, KEUKA ABSTRACT CORP INC

Transaction

Amount	Amount Recorded
Tax	$102.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 STATE ROUTE 245, MIDDLESEX, NY 14507-9745

Tax Assessment & Valuation

Source: Yates County and Middlesex Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Middlesex Town
Unified School District	Gorham-Middlesex Central School District (Marcus Whitman) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,738.00 (+85.09%)	$52,800 (-3.65%) Land $42,800 Building $10,000	$71,400 (+9.51%) Land $57,877 Building $13,523
2023		$54,800 Land $44,800 Building $10,000	$65,200 Land $53,302 Building $11,898
2020	$939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2014–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CBN.

Cell Coverage

5G (outdoors only) and 4G LTE

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