941 Pepper Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 941 Pepper Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1962
Lot Size	0.232 acres (10,100 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Jun 2017)
Tax Bill	$7,291 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`388-152-01-00`

Property Details

APN / Parcel Number

Primary APN	`388-152-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,768 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	10,100 sqft (0.232 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	941 PEPPER DR
City	EL CAJON
State	CA
Zip	92021-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 4 TR 002982
Legal Subdivision	PEPPER DRIVE ESTATES
Legal Tract	002982
Legal Block	4
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4002
Census Tract	16502

Owner

941 Pepper Dr is owned and occupied by two individuals who bought it in June 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	941 PEPPER DR, EL CAJON, CA 92021-1203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 28, 2017	Grant Deed, Transfer · Conventional Mortgage FINLEY PROPERTIES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2017 · Amount on File
Deed Sale	Jun 28, 2017 · Amount on File
Prior Sale	Jul 11, 2008 · Amount on File
Deed Document Number	2017293105
Prior Transfer Date	Jun 9, 1997
Prior Transfer Doc	0000274609
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	941 PEPPER DR, EL CAJON, CA 92021-1203
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 PEPPER DR, EL CAJON, CA 92021-1203

Mortgage

Document Number	0000468723
Date	Jun 29, 2021
Instrument	2021-0468723

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	941 PEPPER DR, EL CAJON, CA 92021-1203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 PEPPER DR, EL CAJON, CA 92021-1203

Mortgage

Document Number	0000790660
Date	Dec 9, 2020
Instrument	2020-0790660

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2017
Property Address	941 PEPPER DR, EL CAJON, CA 92021-1203
Document Number	0000293105
Map Reference	MAP2982
Instrument Date	Jun 2, 2017
Instrument	2017-0293105
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE CO SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	941 PEPPER DR, EL CAJON, CA 92021-1203
Investor	Possibly a Property Investor

Mortgage

Document Number	0000293106
Date	Jun 28, 2017
Instrument	2017-0293106

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 941 Pepper Dr was $7,291 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$632,446 (+2%) Land $338,383 Building $294,063
2025	$7,291.00 Homeowner's exemption	$620,047 Land $331,749 Building $288,298
2023	$6,985.00 (+0.72%) Homeowner's exemption	$595,972 Land $318,868 Building $277,104
2022	$6,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 941 Pepper Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 941 Pepper Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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