941 Oyster Shell Ln, Vero Beach, FL 32963 Property Records

Indian River County property record for 941 Oyster Shell Ln, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,635 sqft · built 1992
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$627,500 (Apr 2021)
Tax Bill	$7,303 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-40-08-00009-0000-00016.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-08-00009-0000-00016.0`
Alternative APN	`95380`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,635 sqft Living Area
1st Floor Area	2,635 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Tile
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Area	964 sqft
Driveway	Driveway
Driveway Area	960 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	354 sqft
Patio Area	506 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	95380
Street Address	941 OYSTER SHELL LN
City	VERO BEACH
State	FL
Zip	32963-2370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CASTAWAY COVE WAVE V LOT 16 PBI 11-67
Legal Range	40
Legal Township	33
Legal Section	08
Legal Subdivision	CASTAWAY COVE WAVE V
Legal Lot Number	16
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3001
Census Tract	50508

Owner

941 Oyster Shell Ln is owned and occupied by an individual who bought it in April 2021.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	941 OYSTER SHELL LN, VERO BEACH, FL 32963-2370
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Dec 15, 2010 · Amount on File
Deed Document Number	3120210023184
Deed Book / Page	3405 / 2272
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 5, 2021
Property Address	941 OYSTER SHELL LN, VERO BEACH, FL 32963-2370
Document Number	0034052272
Book / Page	3405 / 2272
Map Reference	MB 11 PG 67
Instrument Date	Mar 29, 2021
Instrument	3120210023184
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ELITE TITLE COMPANY INC, ELITE TTL OF TREASURE COAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,392.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	941 OYSTER SHELL LN, 941, VERO BEACH, FL 32963-2370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 OYSTER SHELL LN, VERO BEACH, FL 32963-2370

Mortgage

Document Number	34052273
Date	Apr 5, 2021
Instrument	3405/2273

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 941 Oyster Shell Ln was $7,303.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,303.00	$481,006	$919,967 Land $319,600 Building $600,367
2023	$6,586.00 (+3.16%)	$453,835 (+3.12%)	$875,562 (+32.86%) Land $319,600 Building $555,962
2022	$6,384.00	$440,087	$659,017 Land $255,680 Building $403,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 941 Oyster Shell Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 941 Oyster Shell Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20